Check your Credit Score – Anytime. Anywhere. For Free!

Coastline has partnered with Savvy Money to make staying on top of your credit easier than ever! 

Access your credit score, full credit report, credit monitoring, financial tips, and education. All of this without impacting your credit score.

Benefits of Credit Score

  • Daily Access to Your Credit Score
  • Real-Time Credit Monitoring Alerts
  • Personalized Credit Score Action Plan
  • Credit Score Simulator
  • Credit Score Goals
  • Special Credit Offers
  • And More!

You can do this ANYTIME and ANYWHERE and for FREE.

Login into mobile or online banking to check your Credit Score.

Online Banking



Is Credit Score free? 

Yes! It's also important to note that no credit card information is required to register. 

How to enroll in Credit Score?

Enroll through Coastline's online and/or mobile banking app.

Online Banking - A Credit Score widget will be on your dashboard. Click on the widget, agree to the Terms & Conditions, and submit your permission to enroll.

Mobile Banking - On the accounts page, you will see a "Get your free credit score" widget. Click on the widget, agree to the Terms & Conditions, and submit your permission to enroll. 

Can you dispute errors on your credit report through Credit Score? 

Yes! Navigate to the "Start A Dispute" button at the bottom of the Credit Report page. File a dispute directly with TransUnion using the provided link.  

Can you download your credit report in Credit Score?  

Yes! On the Credit Report page, click "Download Report" in the top right corner. A PDF version of the full report and Coastline FCU offers will generate. Choose to print or share your report electronically from there. 

Can you unenroll from Credit Score? 

Yes. On the Resources tab, select "Profile Settings," scroll to the bottom, and select "Deactivate Credit Score Account." Once unenrolled, you can reenroll at any time through online or mobile banking. 

Do you receive alerts from Credit Score? 

Yes! Receive credit alerts, monthly notices, and general messages from Credit Score. 

Can you turn off email notifications from Credit Score? 

In Credit Score, you can manage email notifications by navigating to the Resources Tab, selecting "Profile Settings," and changing preferences under Email Notifications. You can also change your subscription settings at the bottom of emails received. 

When would a status change to inactive in Credit Score? 

If not logged into online or mobile banking for 120 days, Credit Score will be unenrolled. To reenroll, follow the normal enrollment procedures and regain access to your profile information. 

What scoring model does Credit Score use?

VantageScore 3.0

What bureau does Credit Score pull credit profiles from?


Can the credit score in Credit Score differ from other credit monitoring apps or loan applications? 

Yes. Three major credit reporting bureaus - Equifax, Experian, and TransUnion - and two scoring models - FICO or VantageScore - determine credit scores. Financial institutions/lenders use different bureaus, as well as scoring models. Over 200 factors of a credit report may be considered when calculating a score, and each model may weigh credit factors differently. Hence, no scoring model is completely identical but should be similar. 

How often can you refresh your credit score in Credit Score?

Every 24 hours. To ensure up-to-date information, profiles are automatically refreshed every 7 days. 

Will enrolling or accessing Credit Score affect credit and potentially lower a score?

No. Checking credit scores on Credit Score is a "soft inquiry" which does not affect a credit score.  


Login into mobile or online banking to check your Credit Score.

Online Banking