Turn Someday into Today
Been dreaming about that 'someday' project, goal, or bucket-list vacation? Turn that someday into TODAY with a Home Equity Line of Credit! By opening a HELOC, you'll get access to a flexible line of funds that you can use for a variety of large expenses like:
- Renovations
- Landscaping
- Vacations
- And More!
That faraway dream doesn't have to be so far away. Open a HELOC with us to start living the life you want today!
Key Features
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Competitive Rates
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Anytime Funds
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Local Processing
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Quick Decisions
Competitive Rates
Anytime Funds
Local Processing
Quick Decisions
A HELOC offers continuous fund accessiblity. Functioning as a revolving credit line, it enables multiple borrowings.
- A HELOC has a credit limit and a specific borrowing period, typically around 10 years. During this time, you can dip into your credit line and take out money (up to your limit) when you want. You use the money only when necessary, and you can keep usining it as you pay it back.
- A HELOC can be opened to fund a specific need, or can be opened ahead of time so that access to funds are available when needed.
- Only pay interest on the money you use.
- The existing equity in your home is used as collateral.
- Revolving credit — as principal is repaid, more becomes available for use
- Funds easily available via in-person or phone transfers to a specified Coastline FCU checking account
- The interest paid might be tax deductible1
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
To apply online, visit www.coastlinehomemortgage.com, to apply by phone, please call (904) 448-2595 for more information.
We Make Dream Loans For Dream Homes
Coastline Home Mortgage
NMLS# 273792
4651 Emerson Street
Jacksonville, FL 32207
Phone: 904-448-2595
[email protected]
1Consult a tax advisor.
*APR = Annual Percentage Rate. All mortgage loans are subject to credit review and approval. Rates are based on credit history and may vary. Property subject to appraisal. Loan to value, credit history restrictions, loan amount and conditions may apply. Home Equity Lines of Credit have a variable rate feature and the APR may change as a result. The annual percentage rate can change on the first day of each month. There is no limit on the amount by which the annual percentage rate can change during any one-year period. The maximum APR that can apply is 18.0%. However, under no circumstances will your APR go below 4.0% at any time during the term of the plan. Fixed Home Equity Loans have a fixed rate APR. The maximum APR that can apply is 18.0%. However, under no circumstances will your APR be less than 5.0%. Rates accurate as of 04/01/2021. Rates are subject to change without notice. Membership eligibility required. Applicants must become members prior to or at loan disbursement. Coastline Home Mortgage, NMLS #273792.