Identity theft has been the top consumer complaint to the Federal Trade Commission now for 13 years running.
The FTC’s annual look at its Consumer Sentinel Network database of complaints found that 2012 was the first year the agency got more than 2 million complaints overall, with 18% related to identity theft.
The average loss from the misuse of a victim’s personal information is more than $4,900.
If you are a victim, take these steps immediately:
- Place a fraud alert on your credit reports, ask for a free copy of your credit report, and review those reports for evidence of accounts you didn’t open. Fraud unit contacts are:
P.O. Box 740241, Atlanta, GA 30374-0241
P.O. Box 9532, Allen, TX 75013
P.O. Box 6790, Fullerton, CA 92834-6790
- Close accounts–including share drafts/checks or ATM cards–that have been tampered with or used fraudulently. Contact all financial institutions and lenders, credit card issuers, utility companies, and the Social Security Administration to notify them of the fraud. Follow up each conversation with a letter.
- File a report with law enforcement and insist on getting a copy of the report or the report number.
- File a complaint with the FTC. Visit http://www.consumer.ftc.gov/features/feature-0014-identity-theft for more information or call 877-IDTHEFT.
Scams Targeting Older Adults
The elderly are the fastest growing segment of our society and they are also an important part of our country's economy.
Don’t be a fraud victim. A basic understanding of how scam artists work can help you to avoid fraud and protect your hard-earned money.
General Internet Security
- The Risks of Using Portable Devices
- Cyber Threats to Mobile Phones
- Understanding and Protecting Yourself Against Money Mule Schemes
- Socializing Securely: Using Social Networking Services
- Understanding Voice over Internet Protocol (VoIP)
- Banking Securely Online
- Ten Ways to Improve the Security of a New Computer
- Password Security, Protection, and Management
- South Korean Malware Attack
- Playing it Safe: Avoiding Online Gaming Risks
- Protecting Aggregated Data
- Introduction to Information Security
Securing Your Computer
- Using Wireless Technology Securely
- The Basics of Cloud Computing
- Small Office/Home Office Router Security
- Data Backup Options
- Disposing of Devices Safely
- Common Risks of Using Business Apps in the Cloud
- Home Network Security
- Securing Your Web Browser
- Virus Basics
- Before You Connect a New Computer to the Internet
- Governing for Enterprise Security
- Recognizing and Avoiding Email Scams
- Software License Agreements: Ignore at Your Own Risk
Recovering from an Attack
Copyright 2013 Credit Union National Association Inc. Information subject to change without notice. For use with members of a single credit union. All other rights reserved.