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Home Equity Loan

Access the equity in your home with ease with Coastline’s Home Equity Loan. Discover competitive rates and flexible terms designed to help you achieve your financial goals.

Key Features

Details

A HELOAN resembles a traditional loan. You borrow a specific amount, which is provided as a one-time cash payout at closing, then you make regular payments during a fixed repayment period.
  • With a home equity loan, you apply for the amount you need
  • Your home may be your most valuable asset, and borrowing against your equity could free up cash. You might use the fund for:
    • Fund projects, repairs or pay for large purchases
    • Cover emergency expenses
    • Help pay for education tuition and fees.
    • Major life events
    • Home remodel projects
    • Consolidate your debits into a single loan.
    • And much more
  • The existing equity in your home is used as collateral backing
  • The interest paid might be tax deductible*
  • Attentive, friendly service from start to finish

When Life Happens, Borrow Smarter

Life isn’t always perfect, but with a Coastline Home Equity Loan, you can face the unexpected with confidence. Whether it’s tackling home repairs, consolidating debt, or planning for life’s big moments, we’re here to help you borrow smarter.


Coastline… For Life

Enjoy every moment knowing you have financial solutions that fit your needs today and tomorrow.


Use Your Equity and Save More!

Take advantage of your home’s value and get 0.50% off your rate today. With Coastline, your equity works for you, helping you move forward with peace of mind.

*Consult a tax advisor.

*Special Interest Rate Discount of .50% will be applied to all Fixed Rate Home Equity Loan applications dated on or after 1/13/2025. Interest Rates are based on credit scores.  Home Equity Loans are subject to income, credit, and collateral review and approval. Rates, terms, and APR (Annual Percentage Rate) are subject to change without notice. Offer may expire at any time without notice. Additional fees and conditions may apply based on loan amount, property appraisal and title requirements. Coastline Federal Credit Union is federally insured by NCUA. Equal Housing Lender. NMLS# 420134

*APR = Annual Percentage Rate. All mortgage loans are subject to credit review and approval. Rates are based on credit history and may vary. Property subject to appraisal. Loan to value, credit history restrictions, loan amount and conditions may apply. Fixed Home Equity Loans have a fixed rate APR. The maximum APR that can apply is 18.0%. However, under no circumstances will your APR be less than 5.0%. Rates are subject to change without notice. Membership eligibility required. Applicants must become members prior to or at loan disbursement. NMLS #420134.

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