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Type of Loan APR1 as low as Term
New or Used Auto 2 1.49%1 3 36 Months
New or Used Auto 2
1.74%1 3 48 Months
New or Used Auto 2
2.24%1 3 60 Months
New or Used Auto 2
2.74%1 3 72 Months

1 APR = Annual Percentage Rate. Rate includes a .50% discount for having taken advantage of auto pay and direct deposit rewards. The maximum discount for any one member is .50%.
2 Auto refers to Car, Truck or Van. An additional 1% is added to the rate for Models 2005 or older. View complete loan rates.
3 Subject to individual credit worthiness and other qualifications, as deemed necessary.

Type of Loan Interest Rate APR1
30- Year Fixed Click for Rates Click for Rates
15-Year Fixed Click for Rates Click for Rates
10- Year Fixed 3.125%1 3.264%1
Residential Lot Loan As Low as 7.00%1 7.146%1
Adjustable Rate Home Equity Line of Credit As Low as 5.00%1 5.00%1

1APR = Annual Percentage Rate. All mortgage loans are subject to credit review and approval. Property subject to appraisal. Loan to value, credit history restrictions, loan amount and conditions may apply. Rates, terms, and APR1 are subject to change without notice. (APR1 for 10-Year Fixed based on 20% down

Type APR1
Credit Card (Non-Reward) 7.90%
Credit Card (Reward) 2 8.90%

1APR = Annual Percentage Rate. Subject to individual credit worthiness and other qualifications, as deemed necessary.
2 By adding Rewards to your card, you'll earn points for travel and great gifts—just by using your card as you normally would.

Type APR1 APY2
Regular Share Certificate - $1000 Minimum – 12 Month 0.29% 0.29%
Regular Share Certificate - $1000 Minimum – 60 Month 1.24% 1.25%
Jumbo Share Certificate - $75,000 Minimum – 12 Month 0.50% 0.50%
Jumbo Share Certificate - $75,000 Minimum – 60 Month 1.735% 1.75%

1 APR = Annual Percentage Rate.
2 APY = Annual Percentage Yield. Rates are effective as of 3/8/2011 and are subject to change at any time.