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Excess Share Insurance Corporation (ESI) is a property and casualty insurance company licensed in the State of Ohio and 32 other states. ESI has always been and continues to be in good standing with insurance departments and regulators in all states of operations. The corporation has operated safely and soundly, and has been financially stable since its incorporation in 1993. ESI provides up to $250,000 of additional protection on member share (deposit) accounts. By adding this coverage to the credit union’s primary insurance limits, individual members can take comfort in knowing their funds are safe and secure. ESI serves credit unions…and only credit unions! Annually, ESI’s financial statements are audited by a nationally recognized “Big 4” CPA firm and its loss reserves are certified by internationally recognized actuaries. The corporation maintains various committed lines of credit and reinsurance from national firms, which further strengthens its financial position. If you have any questions concerning your credit union’s excess insurance coverage, please visit www.excessshare.com, or call 800.521.6342. You can also submit your questions via e-mail at mail@excessshare.com.
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Shared Branching gives you access to your Coastline account when you may not be near a Coastline branch! Click here to find a shared branch near you.
The Southside/Emerson Street Branch is open for drive-thru service 9 a.m. - Noon on Saturdays!
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Effective October 3, 2008, your savings are insured with the highest combination of federal/private share savings deposit insurance available…$500,000 for individual share accounts, $500,000 for joint accounts and $500,000 for Individual Retirement Accounts. ESI provides members up to $250,000 in coverage, in addition to the standard $250,000 of share deposit insurance protection from the National Credit Union Administration (NCUA) an agency of the federal government.



Coastline FCU Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.