*APR=Annual Percentage Rate. Variable rates range from 9.45% APR to 18% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. Balance Transfer Offer: 0% introductory APR on balance transfers for 6 months. The promotional rate will remain in effect for 180 days from the First Qualifying transaction. After the 6-month promotional period ends, balance transfers will accrue interest at your then current variable APR. Credit card purchases will accrue interest unless the balance is paid in full by the next due date. To avoid paying interest on purchases, you must pay your entire balance by the next due date, including balances transferred under this promotion. Offer valid for balance transfers from non-Coastline Federal credit cards. Coastline Federal reserves the right to refuse duplicate balance transfer requests. Maximum total transfer amount is limited to your approved credit line. Offer valid for balance transfers completed from 11/01/2025 through 12/31/2025 for new and existing cardholders. Purchase Offer: 0% introductory APR on purchases for 6 months. The promotional rate will remain in effect for 180 days from open date to qualify for the promotion. After the 6-month promotional period ends, purchases will accrue interest at your then current variable APR. Credit card purchases will accrue interest unless the balance is paid in full by the next due date. To avoid paying interest on purchases, you must pay your entire balance by the next due date, including balances transferred under this promotion.  Offer valid for new cardholders who open a card between 11/01/2025 and 12/31/2025. Eligible purchases made within 180 days from the account open date will receive a 0% introductory APR. Offer not applicable to current cardholders. Coastline Federal Credit Union is federally insured by NCUA.