Coastline Federal Credit Union News Most Recent - Coastline Federal Credit Union Blog en-US 2019-03-20T07:47:087 Signs You're Living Beyond Your Means And How To Fix Them<p id="h.gjdgxs" class="c2"><strong><span class="c0">1. You&rsquo;re carrying a credit card balance from month-to-month</span><span class="c0">&nbsp;</span></strong></p> <p class="c2"><span class=... Inexpensive Home Improvement Ideas<p>Need ideas for home improvement that don&rsquo;t cost a lot and don&rsquo;t require the experience of a skilled craft lover? Try these!</p> <ol> <li><strong>Candles.</strong> These inexpensive, ... 5 Tips For Your First Spring Break On A Budget<p id="h.gjdgxs" class="c1"><span class="c0">It&rsquo;s your first spring break and you&rsquo;re totally psyched! But that doesn&rsquo;t mean you need to break the bank. Have yourself an awesome time ... All You Need To Know About Buying A Used Car<p id="h.gjdgxs" class="c3"><span class="c1">If you&rsquo;re in the market for a deal on used wheels, follow the steps below for a smoother ride!</span></p> <p class="c3"><span class="c2">Step 1: ... How Meal Planning Can Save You Hundreds<p>Meal planning is a simple and effective way to save a lot of money each month, not to mention cut down on pricey (and unhealthy) dining out. Serving home-cooked meals to your family not only ... Why a Credit Card is a Great Addition to Your Wallet<p>Cash is scary. You have no protection if you lose it. It&rsquo;s an easy target for theft. It gets damp and wadded up in your pocket, and if you forget to go through your pockets, it ends up going ... Auto Loans: Credit Unions vs Banks<p>Need a car but can&rsquo;t pay cash? You have three choices: Borrow from the dealer or manufacturer&rsquo;s financing company, borrow from a bank, or borrow from a credit union (unless Uncle Bob is... 2019 Tax Scams to Be Aware of<p id="h.gjdgxs" class="c3"><span class="c2">The IRS is cautioning taxpayers to be extra careful this tax season due to a 60% increase in email phishing scams over the past year.</span><span class=... One for the Money: Financing Your First Car<div class="left_col">Are you thinking about how you're going to pay for your first car? You could get it:<br /><br />* As a gift or hand-me-down within your family<span>&nbsp;</span><br />* With cash... Resolve to Budget, Save, and Invest in the New Year<p><span>January is a good time to take stock of your personal finances. You can make positive changes to your spending and saving habits, whether it's making a New Year's resolution to get spending ... Bank With Us Anytime, Anywhere<p><span>You're constantly on the go and checking your balance and paying bills from home might not always be convenient. MyCoast Online and Mobile Banking allows you to do this and more&mdash;when ... Five Rules for Managing Credit Card Debt<p><span>If you want to be the master of your credit card debt load, follow these key rules: </span><br /><br /><span>1. Take inventory. How many credit cards do you have? What's the balance and ... Fraudsters Don’t Take Time Off During the Holiday Season<p>This time of year, consumers are inundated with Black Friday and Cyber Monday promotions and enticing deals. While the holiday selling season means a spike in online and in-store traffic and sales,... Common Credit Report Mistakes Could Cost You<p><span>If you haven't requested a copy of your credit report, there are many reasons why you should.</span><br /><br /><span>Studies show that a high percentage of consumer credit reports contain ... Avoid Being Upside Down in Your Car Loan<p><span>A low- or no-down payment, a longer-term loan, and a vehicle that rapidly depreciates in value in the first two years can cause you to be "upside down" in your car loan. The term means you ... It's Easier Than Ever to Open an Account<p><span>If you are happy with your Coastline experience, we'd be grateful to have you tell a friend, family member or co-worker about us!&nbsp;</span>&nbsp;</p> <p>Our goal is to be better than a ... Back-to-School Sales Tax Holiday Begins Friday<p><span class="ms-rteThemeForeColor-2-0">During the 2018 Back-to-School Sales Tax Holiday Aug. 3 through Aug. 5, qualifying items will be exempt from tax including: certain school supplies selling ... Preparing a Disaster Kit<p>The number of natural disasters, particularly weather-related disasters, appears to be rising each year. If you live in a hurricane-, earthquake-, or flood-prone area, you know you may only have ... 7 Ways You Can Afford to Go Back to School<p><span>You don&rsquo;t have to pay an arm and a leg to go back to school. If you know where to look, financial assistance is available for any level of involvement, whether it's online or in the ... 6 Home Renovations that Return the Most at Resale<p>Whether you plan to stay in your house a long time or just a few years, it&rsquo;s smart to know which home renovations&nbsp;add the most value to your place.</p> <p>&ldquo;Remodeling,&rdquo; a ... Top 7 Reasons to Renovate Your Home<p>Home renovations are costly, time-consuming and messy. Still, many people choose to renovate their homes for a variety of reasons. There are almost as many reasons to fix up your home as there are ... Peace of Mind: Certified Used Vehicles<p><span>What's a certified pre-owned vehicle? Factory-trained technicians thoroughly inspect and recondition a slightly used vehicle to meet manufacturer specifications. When the vehicle is up to ... Check Your Free Credit Reports Throughout the Year<p><span>It's important to check your credit report at least once annually to monitor for signs of identity theft or fraud, as well as check for any errors.<span>&nbsp;</span></span><br /><br ... Endorsing Checks for Mobile Deposit<table width="100%" cellspacing="0" cellpadding="0" border="0"> <tbody> <tr> <td height="30"><span><strong>Endorsing Checks for Mobile Deposit</strong></span></td> </tr> <tr> <td bgcolor=""> <p class=... 7 Credit Card Tips For Smart Users<article class="body-text bodyTextIntro clearfix withDisclosure col-1"> <p>Used responsibly, a credit card can be a very helpful financial tool. Making consistent, on-time payments can boost your ... Save on Your Vacation Lodgings<p><span>Vacations are meant to give you some much needed rest and relaxation. Since lodging expenses can eat up a huge chunk of your vacation savings, you&rsquo;ll want to make sure you find the best... 5 Essential Used-Car Shopping Tips<p>Here are six essential tips that will help you save money and avoid hassles if you&rsquo;re shopping for a used car:</p> <h3>1. Research Each Vehicle</h3> <p>Thorough research is the starting point... How To Get a Great Price on Your Next Car<p><span>Are you thinking of buying a car, but want to make sure you get the best price? Here are a few tips to help you find the right car at the best price.</span><br /><br /><b>Buy &ldquo;off-... Top 10 Mobile Security Tips for Your Summer Vacation<p>With the summer holiday and festival season getting into full swing, you&rsquo;ll want to stay connected to convenient travel and social media apps more than ever. But it&rsquo;s important to be ... Manage Your Credit Cards Better<h4>Manage Your Credit Cards Better</h4> <p><span>Under the pressure of job insecurity and widespread unemployment, U.S. consumers have actually reduced their collective credit card debt. But total ... Traveling This Summer? Ignore These 4 Myths<p><span>If you're planning a road trip this summer, avoid the following myths as your finalize your travel details</span><br /><br /><strong>Myth 1: The day before Thanksgiving is the busiest day for... Combat Mobile Phone Port-Out Scams<p class="p1">Fraudsters are impersonating mobile phone users to have phones transferred to a different carrier &ndash;effectively stealing the users&rsquo; mobile phone number. This is being coined ... What Could You Do With Your Tax Refund?<p><strong>About 70% of taxpayers receive sizable refunds from the Internal Revenue Service.</strong> Just how sizable? The average refund totals about $2,800.<sup>1</sup></p> <p><strong>What do ... Saving for Summer Fun<p><span>Are you looking forward to the summer? Maybe planning a vacation, but not sure how you&rsquo;ll afford it? Here are a few ways to help you save and earn extra money so you can enjoy some ... The RAIN Method for Buying a Car<p><span>The average cost of a new vehicle today is around $30,000. Whether you desire the shiny, brand new car or if you are content with a reliable used ride, you want to get the most for your ... Looking for an EXCITING OPPORTUNITY?<p>Looking to advance your career and build your resume?</p> <p>Have you ever thought about volunteering to sit on a Board of Directors?</p> <p>Coastline has an exciting opportunity to serve on our ... Begin Auto Search with Manufacturers’ Websites<p><span>How did your last search for a new car begin? If you're like a lot of shoppers, you started with auto manufacturers' websites.<span>&nbsp;</span></span><br /><br /><span>Manufacturers' sites ... Credit Cards: Pay More Than Minimum for Faster Payoff<p><span>Minimum payments on credit cards are now between 1% to 4% of the balance due. If you can afford higher payments each month, you'll benefit over the long haul. If you can't afford to pay this ... Five Steps to Organizing Your Finances<p><span>Do you know your net worth? Or how much you spend each month, and on what? Or how much you can expect from your pension plan or Social Security in retirement?</span><br /><br /><span>A ... Six Rules for Managing Credit Card Debt<h4>Six Rules for Managing Credit Card Debt</h4> <p><span>If you want to be the master of your credit card debt load, follow these key rules:<span>&nbsp;</span></span><br /><br /><span>1. Take ... Tax Tips for First-Time Filers in College<h4>Tax Tips for First-Time Filers in College</h4> <p><span>Unless you&rsquo;re an accounting major, filing taxes may not be your idea of a good time. But if you don&rsquo;t file, you may end up ... Hold Down Costs When Purchasing a Vehicle<h4>Hold Down Costs When Purchasing a Vehicle</h4> <p><span>Whether you're buying a new or used car, careful research and planning will help you get the right vehicle without the one option nobody ... Ways to Make Saving for Retirement Easier<p><span>It&rsquo;s never too early to plan for your retirement. In fact, the earlier you start, the better off you&rsquo;ll be. Use these helpful tips to make retirement as easy as ... Five Resolutions to Trim Spending and Reduce Stress<p><span>With the new year approaching, now is the perfect time to make a resolution to save more money. These five tips will help you trim spending, beef up savings, and reduce stress.</span><br ... Three Steps to Fixing Your Money Worries This Holiday Season<div class="left_col">Worrying about money is natural. Almost everyone&rsquo;s done it at some point. But worrying also could be a sign that there are serious problems you&rsquo;re avoiding &mdash;a ... Buying a Car: Are End-of-the-Year Offers Good Deals?<div id="j_id_5y-article-page-j_id_gk-0-j_id_gl" data-qaid="content-blocks-0" class="atcui-content-folding-block atcui-content-folding-block-left col-xs-12 col-md-6 col-sm-10 col-sm-push-1 atcui-... Beware Shopping Apps this Holiday Season!<p class="p1"><span class="s1"><b><i>Watch Out For Fake Apps!</i></b></span></p> <p class="p1"><span class="s1"><i>The holidays are here and the scammers are out in full force. Their latest trick is ... How to keep your holiday spending on budget<div class="generic-text text parbase section"> <p>There is such a thing as being too generous, especially during the holidays. In 2015, Americans budgeted, on average, $830<span>&nbsp;</span>for ... Fraud Awareness Message for Credit Union Members<div id="meta" class="style-scope ytd-watch"> <div id="meta-contents" class="style-scope ytd-watch"><ytd-video-secondary-info-renderer class="style-scope ytd-watch"> <div id="container" class="style-... How to avoid post-Hurricane Irma fraud, scams<p>If you find the need to shape up your home after the storm, or are looking for general upgrades this fall, <a href="