Coastline Federal Credit Union News http://coastlinefcu.org/advice-planning/education/blog/ Most Recent - Coastline Federal Credit Union Blog en-US 2019-03-20T07:47:087 Signs You're Living Beyond Your Means And How To Fix Them<p id="h.gjdgxs" class="c2"><strong><span class="c0">1. You&rsquo;re carrying a credit card balance from month-to-month</span><span class="c0">&nbsp;</span></strong></p> <p class="c2"><span class=...http://coastlinefcu.org/advice-planning/education/7-signs-you-re-living-beyond-your-means-and-how-to-fix-them2019-03-18T06:04:00http://coastlinefcu.org/advice-planning/education/7-signs-you-re-living-beyond-your-means-and-how-to-fix-them Inexpensive Home Improvement Ideas<p>Need ideas for home improvement that don&rsquo;t cost a lot and don&rsquo;t require the experience of a skilled craft lover? Try these!</p> <ol> <li><strong>Candles.</strong> These inexpensive, ...http://coastlinefcu.org/advice-planning/education/inexpensive-home-improvement-ideas2019-03-04T06:49:00http://coastlinefcu.org/advice-planning/education/inexpensive-home-improvement-ideas 5 Tips For Your First Spring Break On A Budget<p id="h.gjdgxs" class="c1"><span class="c0">It&rsquo;s your first spring break and you&rsquo;re totally psyched! But that doesn&rsquo;t mean you need to break the bank. Have yourself an awesome time ...http://coastlinefcu.org/advice-planning/education/5-tips-for-your-first-spring-break-on-a-budget2019-02-25T12:00:00http://coastlinefcu.org/advice-planning/education/5-tips-for-your-first-spring-break-on-a-budget All You Need To Know About Buying A Used Car<p id="h.gjdgxs" class="c3"><span class="c1">If you&rsquo;re in the market for a deal on used wheels, follow the steps below for a smoother ride!</span></p> <p class="c3"><span class="c2">Step 1: ...http://coastlinefcu.org/advice-planning/education/all-you-need-to-know-about-buying-a-used-car2019-02-12T12:00:00http://coastlinefcu.org/advice-planning/education/all-you-need-to-know-about-buying-a-used-car How Meal Planning Can Save You Hundreds<p>Meal planning is a simple and effective way to save a lot of money each month, not to mention cut down on pricey (and unhealthy) dining out. Serving home-cooked meals to your family not only ...http://coastlinefcu.org/advice-planning/education/how-meal-planning-can-save-you-hundreds2019-02-05T12:00:00http://coastlinefcu.org/advice-planning/education/how-meal-planning-can-save-you-hundreds Why a Credit Card is a Great Addition to Your Wallet<p>Cash is scary. You have no protection if you lose it. It&rsquo;s an easy target for theft. It gets damp and wadded up in your pocket, and if you forget to go through your pockets, it ends up going ...http://coastlinefcu.org/advice-planning/education/why-a-credit-card-is-a-great-addition-to-your-wallet2019-01-29T02:07:00http://coastlinefcu.org/advice-planning/education/why-a-credit-card-is-a-great-addition-to-your-wallet Auto Loans: Credit Unions vs Banks<p>Need a car but can&rsquo;t pay cash? You have three choices: Borrow from the dealer or manufacturer&rsquo;s financing company, borrow from a bank, or borrow from a credit union (unless Uncle Bob is...http://coastlinefcu.org/advice-planning/education/auto-loans-credit-unions-vs-banks2019-01-16T12:00:00http://coastlinefcu.org/advice-planning/education/auto-loans-credit-unions-vs-banks 2019 Tax Scams to Be Aware of<p id="h.gjdgxs" class="c3"><span class="c2">The IRS is cautioning taxpayers to be extra careful this tax season due to a 60% increase in email phishing scams over the past year.</span><span class=...http://coastlinefcu.org/advice-planning/education/2019-tax-scams-to-be-aware-of2019-01-09T12:00:00http://coastlinefcu.org/advice-planning/education/2019-tax-scams-to-be-aware-of One for the Money: Financing Your First Car<div class="left_col">Are you thinking about how you're going to pay for your first car? You could get it:<br /><br />* As a gift or hand-me-down within your family<span>&nbsp;</span><br />* With cash...http://coastlinefcu.org/advice-planning/education/one-for-the-money-financing-your-first-car2018-12-19T12:00:00http://coastlinefcu.org/advice-planning/education/one-for-the-money-financing-your-first-car Resolve to Budget, Save, and Invest in the New Year<p><span>January is a good time to take stock of your personal finances. You can make positive changes to your spending and saving habits, whether it's making a New Year's resolution to get spending ...http://coastlinefcu.org/advice-planning/education/resolve-to-budget-save-and-invest-in-the-new-year2018-12-12T12:00:00http://coastlinefcu.org/advice-planning/education/resolve-to-budget-save-and-invest-in-the-new-year Bank With Us Anytime, Anywhere<p><span>You're constantly on the go and checking your balance and paying bills from home might not always be convenient. MyCoast Online and Mobile Banking allows you to do this and more&mdash;when ...http://coastlinefcu.org/advice-planning/education/bank-with-us-anytime-anywhere2018-12-05T12:00:00http://coastlinefcu.org/advice-planning/education/bank-with-us-anytime-anywhere Five Rules for Managing Credit Card Debt<p><span>If you want to be the master of your credit card debt load, follow these key rules: </span><br /><br /><span>1. Take inventory. How many credit cards do you have? What's the balance and ...http://coastlinefcu.org/advice-planning/education/five-rules-for-managing-credit-card-debt2018-11-28T12:00:00http://coastlinefcu.org/advice-planning/education/five-rules-for-managing-credit-card-debt Fraudsters Don’t Take Time Off During the Holiday Season<p>This time of year, consumers are inundated with Black Friday and Cyber Monday promotions and enticing deals. While the holiday selling season means a spike in online and in-store traffic and sales,...http://coastlinefcu.org/advice-planning/education/fraudsters-don-t-take-time-off-during-the-holiday-season2018-11-20T03:08:00http://coastlinefcu.org/advice-planning/education/fraudsters-don-t-take-time-off-during-the-holiday-season Common Credit Report Mistakes Could Cost You<p><span>If you haven't requested a copy of your credit report, there are many reasons why you should.</span><br /><br /><span>Studies show that a high percentage of consumer credit reports contain ...http://coastlinefcu.org/advice-planning/education/common-credit-report-mistakes-could-cost-you2018-09-04T02:01:00http://coastlinefcu.org/advice-planning/education/common-credit-report-mistakes-could-cost-you Avoid Being Upside Down in Your Car Loan<p><span>A low- or no-down payment, a longer-term loan, and a vehicle that rapidly depreciates in value in the first two years can cause you to be "upside down" in your car loan. The term means you ...http://coastlinefcu.org/advice-planning/education/avoid-being-upside-down-in-your-car-loan2018-08-31T12:00:00http://coastlinefcu.org/advice-planning/education/avoid-being-upside-down-in-your-car-loan It's Easier Than Ever to Open an Account<p><span>If you are happy with your Coastline experience, we'd be grateful to have you tell a friend, family member or co-worker about us!&nbsp;</span>&nbsp;</p> <p>Our goal is to be better than a ...http://coastlinefcu.org/advice-planning/education/it-s-easier-than-ever-to-open-an-account2018-08-01T02:08:00http://coastlinefcu.org/advice-planning/education/it-s-easier-than-ever-to-open-an-account Back-to-School Sales Tax Holiday Begins Friday<p><span class="ms-rteThemeForeColor-2-0">During the 2018 Back-to-School Sales Tax Holiday Aug. 3 through Aug. 5, qualifying items will be exempt from tax including: certain school supplies selling ...http://coastlinefcu.org/advice-planning/education/back-to-school-sales-tax-holiday-begins-friday2018-07-29T12:00:00http://coastlinefcu.org/advice-planning/education/back-to-school-sales-tax-holiday-begins-friday Preparing a Disaster Kit<p>The number of natural disasters, particularly weather-related disasters, appears to be rising each year. If you live in a hurricane-, earthquake-, or flood-prone area, you know you may only have ...http://coastlinefcu.org/advice-planning/education/preparing-a-disaster-kit2018-07-16T12:21:00http://coastlinefcu.org/advice-planning/education/preparing-a-disaster-kit 7 Ways You Can Afford to Go Back to School<p><span>You don&rsquo;t have to pay an arm and a leg to go back to school. If you know where to look, financial assistance is available for any level of involvement, whether it's online or in the ...http://coastlinefcu.org/advice-planning/education/7-ways-you-can-afford-to-go-back-to-school2018-07-06T12:00:00http://coastlinefcu.org/advice-planning/education/7-ways-you-can-afford-to-go-back-to-school 6 Home Renovations that Return the Most at Resale<p>Whether you plan to stay in your house a long time or just a few years, it&rsquo;s smart to know which home renovations&nbsp;add the most value to your place.</p> <p>&ldquo;Remodeling,&rdquo; a ...http://coastlinefcu.org/advice-planning/education/6-home-renovations-that-return-the-most-at-resale2018-06-21T01:08:00http://coastlinefcu.org/advice-planning/education/6-home-renovations-that-return-the-most-at-resale Top 7 Reasons to Renovate Your Home<p>Home renovations are costly, time-consuming and messy. Still, many people choose to renovate their homes for a variety of reasons. There are almost as many reasons to fix up your home as there are ...http://coastlinefcu.org/advice-planning/education/top-7-reasons-to-renovate-your-home2018-06-19T12:00:00http://coastlinefcu.org/advice-planning/education/top-7-reasons-to-renovate-your-home Peace of Mind: Certified Used Vehicles<p><span>What's a certified pre-owned vehicle? Factory-trained technicians thoroughly inspect and recondition a slightly used vehicle to meet manufacturer specifications. When the vehicle is up to ...http://coastlinefcu.org/advice-planning/education/peace-of-mind-certified-used-vehicles2018-06-18T12:00:00http://coastlinefcu.org/advice-planning/education/peace-of-mind-certified-used-vehicles Check Your Free Credit Reports Throughout the Year<p><span>It's important to check your credit report at least once annually to monitor for signs of identity theft or fraud, as well as check for any errors.<span>&nbsp;</span></span><br /><br ...http://coastlinefcu.org/advice-planning/education/check-your-free-credit-reports-throughout-the-year2018-06-13T12:00:00http://coastlinefcu.org/advice-planning/education/check-your-free-credit-reports-throughout-the-year Endorsing Checks for Mobile Deposit<table width="100%" cellspacing="0" cellpadding="0" border="0"> <tbody> <tr> <td height="30"><span><strong>Endorsing Checks for Mobile Deposit</strong></span></td> </tr> <tr> <td bgcolor=""> <p class=...http://coastlinefcu.org/advice-planning/education/endorsing-checks-for-mobile-deposit2018-05-31T06:11:00http://coastlinefcu.org/advice-planning/education/endorsing-checks-for-mobile-deposit 7 Credit Card Tips For Smart Users<article class="body-text bodyTextIntro clearfix withDisclosure col-1"> <p>Used responsibly, a credit card can be a very helpful financial tool. Making consistent, on-time payments can boost your ...http://coastlinefcu.org/advice-planning/education/7-credit-card-tips-for-smart-users2018-05-23T12:00:00http://coastlinefcu.org/advice-planning/education/7-credit-card-tips-for-smart-users Save on Your Vacation Lodgings<p><span>Vacations are meant to give you some much needed rest and relaxation. Since lodging expenses can eat up a huge chunk of your vacation savings, you&rsquo;ll want to make sure you find the best...http://coastlinefcu.org/advice-planning/education/save-on-your-vacation-lodgings2018-05-16T12:00:00http://coastlinefcu.org/advice-planning/education/save-on-your-vacation-lodgings 5 Essential Used-Car Shopping Tips<p>Here are six essential tips that will help you save money and avoid hassles if you&rsquo;re shopping for a used car:</p> <h3>1. Research Each Vehicle</h3> <p>Thorough research is the starting point...http://coastlinefcu.org/advice-planning/education/5-essential-used-car-shopping-tips2018-05-09T12:00:00http://coastlinefcu.org/advice-planning/education/5-essential-used-car-shopping-tips How To Get a Great Price on Your Next Car<p><span>Are you thinking of buying a car, but want to make sure you get the best price? Here are a few tips to help you find the right car at the best price.</span><br /><br /><b>Buy &ldquo;off-...http://coastlinefcu.org/advice-planning/education/how-to-get-a-great-price-on-your-next-car2018-04-30T06:03:00http://coastlinefcu.org/advice-planning/education/how-to-get-a-great-price-on-your-next-car Top 10 Mobile Security Tips for Your Summer Vacation<p>With the summer holiday and festival season getting into full swing, you&rsquo;ll want to stay connected to convenient travel and social media apps more than ever. But it&rsquo;s important to be ...http://coastlinefcu.org/advice-planning/education/top-10-mobile-security-tips-for-your-summer-vacation2018-04-25T12:00:00http://coastlinefcu.org/advice-planning/education/top-10-mobile-security-tips-for-your-summer-vacation Manage Your Credit Cards Better<h4>Manage Your Credit Cards Better</h4> <p><span>Under the pressure of job insecurity and widespread unemployment, U.S. consumers have actually reduced their collective credit card debt. But total ...http://coastlinefcu.org/advice-planning/education/manage-your-credit-cards-better2018-04-18T12:00:00http://coastlinefcu.org/advice-planning/education/manage-your-credit-cards-better Traveling This Summer? Ignore These 4 Myths<p><span>If you're planning a road trip this summer, avoid the following myths as your finalize your travel details</span><br /><br /><strong>Myth 1: The day before Thanksgiving is the busiest day for...http://coastlinefcu.org/advice-planning/education/traveling-this-summer-ignore-these-4-myths2018-04-17T12:00:00http://coastlinefcu.org/advice-planning/education/traveling-this-summer-ignore-these-4-myths Combat Mobile Phone Port-Out Scams<p class="p1">Fraudsters are impersonating mobile phone users to have phones transferred to a different carrier &ndash;effectively stealing the users&rsquo; mobile phone number. This is being coined ...http://coastlinefcu.org/advice-planning/education/combat-mobile-phone-port-out-scams2018-04-05T12:13:00http://coastlinefcu.org/advice-planning/education/combat-mobile-phone-port-out-scams What Could You Do With Your Tax Refund?<p><strong>About 70% of taxpayers receive sizable refunds from the Internal Revenue Service.</strong> Just how sizable? The average refund totals about $2,800.<sup>1</sup></p> <p><strong>What do ...http://coastlinefcu.org/advice-planning/education/what-could-you-do-with-your-tax-refund2018-03-28T12:00:00http://coastlinefcu.org/advice-planning/education/what-could-you-do-with-your-tax-refund Saving for Summer Fun<p><span>Are you looking forward to the summer? Maybe planning a vacation, but not sure how you&rsquo;ll afford it? Here are a few ways to help you save and earn extra money so you can enjoy some ...http://coastlinefcu.org/advice-planning/education/saving-for-summer-fun2018-03-19T12:00:00http://coastlinefcu.org/advice-planning/education/saving-for-summer-fun The RAIN Method for Buying a Car<p><span>The average cost of a new vehicle today is around $30,000. Whether you desire the shiny, brand new car or if you are content with a reliable used ride, you want to get the most for your ...http://coastlinefcu.org/advice-planning/education/the-rain-method-for-buying-a-car2018-03-05T12:00:00http://coastlinefcu.org/advice-planning/education/the-rain-method-for-buying-a-car Looking for an EXCITING OPPORTUNITY?<p>Looking to advance your career and build your resume?</p> <p>Have you ever thought about volunteering to sit on a Board of Directors?</p> <p>Coastline has an exciting opportunity to serve on our ...http://coastlinefcu.org/advice-planning/education/looking-for-an-exciting-opportunity2018-02-26T12:45:00http://coastlinefcu.org/advice-planning/education/looking-for-an-exciting-opportunity Begin Auto Search with Manufacturers’ Websites<p><span>How did your last search for a new car begin? If you're like a lot of shoppers, you started with auto manufacturers' websites.<span>&nbsp;</span></span><br /><br /><span>Manufacturers' sites ...http://coastlinefcu.org/advice-planning/education/begin-auto-search-with-manufacturers-websites2018-02-26T03:18:00http://coastlinefcu.org/advice-planning/education/begin-auto-search-with-manufacturers-websites Credit Cards: Pay More Than Minimum for Faster Payoff<p><span>Minimum payments on credit cards are now between 1% to 4% of the balance due. If you can afford higher payments each month, you'll benefit over the long haul. If you can't afford to pay this ...http://coastlinefcu.org/advice-planning/education/credit-cards-pay-more-than-minimum-for-faster-payoff2018-02-21T12:00:00http://coastlinefcu.org/advice-planning/education/credit-cards-pay-more-than-minimum-for-faster-payoff Five Steps to Organizing Your Finances<p><span>Do you know your net worth? Or how much you spend each month, and on what? Or how much you can expect from your pension plan or Social Security in retirement?</span><br /><br /><span>A ...http://coastlinefcu.org/advice-planning/education/five-steps-to-organizing-your-finances2018-02-13T12:00:00http://coastlinefcu.org/advice-planning/education/five-steps-to-organizing-your-finances Six Rules for Managing Credit Card Debt<h4>Six Rules for Managing Credit Card Debt</h4> <p><span>If you want to be the master of your credit card debt load, follow these key rules:<span>&nbsp;</span></span><br /><br /><span>1. Take ...http://coastlinefcu.org/advice-planning/education/six-rules-for-managing-credit-card-debt2018-01-25T10:57:00http://coastlinefcu.org/advice-planning/education/six-rules-for-managing-credit-card-debt Tax Tips for First-Time Filers in College<h4>Tax Tips for First-Time Filers in College</h4> <p><span>Unless you&rsquo;re an accounting major, filing taxes may not be your idea of a good time. But if you don&rsquo;t file, you may end up ...http://coastlinefcu.org/advice-planning/education/tax-tips-for-first-time-filers-in-college2018-01-18T12:00:00http://coastlinefcu.org/advice-planning/education/tax-tips-for-first-time-filers-in-college Hold Down Costs When Purchasing a Vehicle<h4>Hold Down Costs When Purchasing a Vehicle</h4> <p><span>Whether you're buying a new or used car, careful research and planning will help you get the right vehicle without the one option nobody ...http://coastlinefcu.org/advice-planning/education/hold-down-costs-when-purchasing-a-vehicle2018-01-11T12:00:00http://coastlinefcu.org/advice-planning/education/hold-down-costs-when-purchasing-a-vehicle Ways to Make Saving for Retirement Easier<p><span>It&rsquo;s never too early to plan for your retirement. In fact, the earlier you start, the better off you&rsquo;ll be. Use these helpful tips to make retirement as easy as ...http://coastlinefcu.org/advice-planning/education/ways-to-make-saving-for-retirement-easier2017-12-30T12:00:00http://coastlinefcu.org/advice-planning/education/ways-to-make-saving-for-retirement-easier Five Resolutions to Trim Spending and Reduce Stress<p><span>With the new year approaching, now is the perfect time to make a resolution to save more money. These five tips will help you trim spending, beef up savings, and reduce stress.</span><br ...http://coastlinefcu.org/advice-planning/education/five-resolutions-to-trim-spending-and-reduce-stress2017-12-29T01:18:00http://coastlinefcu.org/advice-planning/education/five-resolutions-to-trim-spending-and-reduce-stress Three Steps to Fixing Your Money Worries This Holiday Season<div class="left_col">Worrying about money is natural. Almost everyone&rsquo;s done it at some point. But worrying also could be a sign that there are serious problems you&rsquo;re avoiding &mdash;a ...http://coastlinefcu.org/advice-planning/education/three-steps-to-fixing-your-money-worries-this-holiday-season2017-11-28T06:09:00http://coastlinefcu.org/advice-planning/education/three-steps-to-fixing-your-money-worries-this-holiday-season Buying a Car: Are End-of-the-Year Offers Good Deals?<div id="j_id_5y-article-page-j_id_gk-0-j_id_gl" data-qaid="content-blocks-0" class="atcui-content-folding-block atcui-content-folding-block-left col-xs-12 col-md-6 col-sm-10 col-sm-push-1 atcui-...http://coastlinefcu.org/advice-planning/education/buying-a-car-are-end-of-the-year-offers-good-deals2017-11-28T06:23:00http://coastlinefcu.org/advice-planning/education/buying-a-car-are-end-of-the-year-offers-good-deals Beware Shopping Apps this Holiday Season!<p class="p1"><span class="s1"><b><i>Watch Out For Fake Apps!</i></b></span></p> <p class="p1"><span class="s1"><i>The holidays are here and the scammers are out in full force. Their latest trick is ...http://coastlinefcu.org/advice-planning/education/beware-shopping-apps-this-holiday-season2017-11-16T12:00:00http://coastlinefcu.org/advice-planning/education/beware-shopping-apps-this-holiday-season How to keep your holiday spending on budget<div class="generic-text text parbase section"> <p>There is such a thing as being too generous, especially during the holidays. In 2015, Americans budgeted, on average, $830<span>&nbsp;</span>for ...http://coastlinefcu.org/advice-planning/education/how-to-keep-your-holiday-spending-on-budget2017-10-18T12:00:00http://coastlinefcu.org/advice-planning/education/how-to-keep-your-holiday-spending-on-budget Fraud Awareness Message for Credit Union Members<div id="meta" class="style-scope ytd-watch"> <div id="meta-contents" class="style-scope ytd-watch"><ytd-video-secondary-info-renderer class="style-scope ytd-watch"> <div id="container" class="style-...http://coastlinefcu.org/advice-planning/education/fraud-awareness-message-for-credit-union-members2017-09-26T03:25:00http://coastlinefcu.org/advice-planning/education/fraud-awareness-message-for-credit-union-members How to avoid post-Hurricane Irma fraud, scams<p>If you find the need to shape up your home after the storm, or are looking for general upgrades this fall, <a href="https://www.coastlinefcu.org/loans/personal-auto/personal-loans.html#tab-shape-up...http://coastlinefcu.org/advice-planning/education/how-to-avoid-post-hurricane-irma-fraud-scams2017-09-21T12:44:00http://coastlinefcu.org/advice-planning/education/how-to-avoid-post-hurricane-irma-fraud-scams