Coastline Federal Credit Union News http://coastlinefcu.org/advice-planning/education/blog/ Most Recent - Coastline Federal Credit Union Blog en-US 2019-07-18T01:35:37Don't Ring Back One-ring Calls<p id="h.gjdgxs" class="c4"><span class="c7 c20">Riiiing!<span>&nbsp;</span></span><span class="c1 c2 c7">You race for the phone, but the caller has already hung up&mdash;after just one ring. How ...http://coastlinefcu.org/advice-planning/education/don-t-ring-back-one-ring-calls2019-06-28T02:36:00http://coastlinefcu.org/advice-planning/education/don-t-ring-back-one-ring-calls 12 Things To Do Before Your Summer Getaway<p id="h.gjdgxs" class="c0"><span class="c1">Heading out of town for vacation? Whatever your plans, here&rsquo;s a list of things to take care of before you leave.</span><span class="c1">&nbsp;...http://coastlinefcu.org/advice-planning/education/12-things-to-do-before-your-summer-getaway2019-06-26T02:03:00http://coastlinefcu.org/advice-planning/education/12-things-to-do-before-your-summer-getaway A Guide to Opening Your First Credit Card<p id="h.gjdgxs" class="c2"><span class="c0">Opening your first credit card is one of the rites of passage into genuine adulthood, but with so much conflicting information, it can all get confusing ...http://coastlinefcu.org/advice-planning/education/a-guide-to-opening-your-first-credit-card2019-06-18T12:53:00http://coastlinefcu.org/advice-planning/education/a-guide-to-opening-your-first-credit-card 4 Parking Lot Scams to Avoid<p id="h.gjdgxs" class="c0"><strong><span class="c2">1.) The bogus parking attendant</span><span class="c2">&nbsp;</span></strong></p> <p class="c0"><span class="c4">You arrive at an event where an ...http://coastlinefcu.org/advice-planning/education/parking-lot-scams2019-06-03T12:42:00http://coastlinefcu.org/advice-planning/education/parking-lot-scams 7 Ways to Avoid Getting Scammed on Craigslist<p id="h.gjdgxs" class="c7"><span class="c2">There are wonderful treasures to be found on Craigslist. And, if you have resalable stuff you don&rsquo;t use anymore, you can make good money selling ...http://coastlinefcu.org/advice-planning/education/7-ways-to-avoid-getting-scammed-on-craigslist2019-05-29T01:42:00http://coastlinefcu.org/advice-planning/education/7-ways-to-avoid-getting-scammed-on-craigslist 8 Side Jobs Anyone Can Do<p id="h.gjdgxs" class="c5"><span class="c1">Who wouldn&rsquo;t love some extra pocket money? Here&rsquo;s eight ideas for easy side jobs. Maybe one or more of them is right for you. &nbsp;</span></p>...http://coastlinefcu.org/advice-planning/education/8-side-jobs-anyone-can-do2019-05-23T02:45:00http://coastlinefcu.org/advice-planning/education/8-side-jobs-anyone-can-do Dig Out From Your Mounting Debts<p id="h.gjdgxs" class="c7"><span class="c0 c8">When Stephanie and her husband found themselves looking at a six-figure student loan debt load in 2009, they didn&rsquo;t know how to start freeing ...http://coastlinefcu.org/advice-planning/education/dig-out-from-your-mounting-debts2019-05-20T12:00:00http://coastlinefcu.org/advice-planning/education/dig-out-from-your-mounting-debts 8 Ways To Spot A Home Improvement Scam<p id="h.gjdgxs" class="c1"><span class="c0">If you&rsquo;re hiring a contractor to make improvements on your home, be alert! Home improvement scams are more common than you may think, and they can ...http://coastlinefcu.org/advice-planning/education/8-ways-to-spot-a-home-improvement-scam2019-05-13T04:31:00http://coastlinefcu.org/advice-planning/education/8-ways-to-spot-a-home-improvement-scam 6 Ways to Save Money on Gardening Equipment and Supplies<p id="h.gjdgxs" class="c4"><span class="c1">As spring deepens and vibrantly colored flowers blossom everywhere, you might be dreaming about a garden of your own. You&rsquo;ll till the soil, pat the ...http://coastlinefcu.org/advice-planning/education/6-ways-to-save-money-on-gardening-equipment-and-supplies2019-05-07T05:33:00http://coastlinefcu.org/advice-planning/education/6-ways-to-save-money-on-gardening-equipment-and-supplies 5 Steps for Starting a Vacation Fund with a Custom Savings Account<p>If you decided to skip a summer vacation this year due to finances, now is the perfect time to open a&nbsp;<a href="https://www.coastlinefcu.org/accounts/savings-accounts/custom-savings-...http://coastlinefcu.org/advice-planning/education/5-steps-for-starting-a-vacation-fund-with-a-custom-savings-account2019-04-30T05:09:00http://coastlinefcu.org/advice-planning/education/5-steps-for-starting-a-vacation-fund-with-a-custom-savings-account 3 Good Reasons to Get a Personal Loan (And 3 Bad Reasons)<p>A credit card is a valuable tool when you need money in a pinch. But if you&rsquo;ll need a little time to pay it back, it&rsquo;s probably not the right financial tool for you. Getting a personal ...http://coastlinefcu.org/advice-planning/education/3-good-reasons-to-get-a-personal-loan-and-3-bad-reasons2019-04-24T01:51:00http://coastlinefcu.org/advice-planning/education/3-good-reasons-to-get-a-personal-loan-and-3-bad-reasons When Should I Put My House On The Market?<p id="h.gjdgxs" class="c1"><span class="c3 c0">If you&rsquo;re thinking of selling your home, think spring. That&rsquo;s because the season of blossoming flowers and gentle breezes has traditionally ...http://coastlinefcu.org/advice-planning/education/when-should-i-put-my-house-on-the-market2019-04-23T02:30:00http://coastlinefcu.org/advice-planning/education/when-should-i-put-my-house-on-the-market 9 Steps to Buying Your First Car<p id="h.gjdgxs" class="c0"><span class="c3">Congrats&mdash;you&rsquo;re ready to purchase your first real car!</span><span class="c3">&nbsp;</span></p> <p class="c0">The process can be daunting, but&...http://coastlinefcu.org/advice-planning/education/9-steps-to-buying-your-first-car2019-04-17T02:13:00http://coastlinefcu.org/advice-planning/education/9-steps-to-buying-your-first-car Have You Budgeted for Retirement?<p><strong>Run the numbers</strong>. There is a rule of thumb for retirees suggesting that retirement income has a target of 70-80% of the household&rsquo;s end salary, though this can certainly vary....http://coastlinefcu.org/advice-planning/education/have-you-budgeted-for-retirement2019-04-04T12:28:00http://coastlinefcu.org/advice-planning/education/have-you-budgeted-for-retirement Dollar Stores: Are They Worth The Price?<p id="h.gjdgxs" class="c1"><span class="c10"><strong>Q:</strong><span>&nbsp;</span></span><span class="c2">I love browsing dollar stores, but often end up spending more than planned or regretting ...http://coastlinefcu.org/advice-planning/education/dollar-stores-are-they-worth-the-price2019-03-25T03:42:00http://coastlinefcu.org/advice-planning/education/dollar-stores-are-they-worth-the-price 7 Signs You're Living Beyond Your Means And How To Fix Them<p id="h.gjdgxs" class="c2"><strong><span class="c0">1. You&rsquo;re carrying a credit card balance from month-to-month</span><span class="c0">&nbsp;</span></strong></p> <p class="c2"><span class=...http://coastlinefcu.org/advice-planning/education/7-signs-you-re-living-beyond-your-means-and-how-to-fix-them2019-03-18T06:04:00http://coastlinefcu.org/advice-planning/education/7-signs-you-re-living-beyond-your-means-and-how-to-fix-them Inexpensive Home Improvement Ideas<p>Need ideas for home improvement that don&rsquo;t cost a lot and don&rsquo;t require the experience of a skilled craft lover? Try these!</p> <ol> <li><strong>Candles.</strong> These inexpensive, ...http://coastlinefcu.org/advice-planning/education/inexpensive-home-improvement-ideas2019-03-04T06:49:00http://coastlinefcu.org/advice-planning/education/inexpensive-home-improvement-ideas 5 Tips For Your First Spring Break On A Budget<p id="h.gjdgxs" class="c1"><span class="c0">It&rsquo;s your first spring break and you&rsquo;re totally psyched! But that doesn&rsquo;t mean you need to break the bank. Have yourself an awesome time ...http://coastlinefcu.org/advice-planning/education/5-tips-for-your-first-spring-break-on-a-budget2019-02-25T12:00:00http://coastlinefcu.org/advice-planning/education/5-tips-for-your-first-spring-break-on-a-budget All You Need To Know About Buying A Used Car<p id="h.gjdgxs" class="c3"><span class="c1">If you&rsquo;re in the market for a deal on used wheels, follow the steps below for a smoother ride!</span></p> <p class="c3"><span class="c2">Step 1: ...http://coastlinefcu.org/advice-planning/education/all-you-need-to-know-about-buying-a-used-car2019-02-12T12:00:00http://coastlinefcu.org/advice-planning/education/all-you-need-to-know-about-buying-a-used-car How Meal Planning Can Save You Hundreds<p>Meal planning is a simple and effective way to save a lot of money each month, not to mention cut down on pricey (and unhealthy) dining out. Serving home-cooked meals to your family not only ...http://coastlinefcu.org/advice-planning/education/how-meal-planning-can-save-you-hundreds2019-02-05T12:00:00http://coastlinefcu.org/advice-planning/education/how-meal-planning-can-save-you-hundreds Why a Credit Card is a Great Addition to Your Wallet<p>Cash is scary. You have no protection if you lose it. It&rsquo;s an easy target for theft. It gets damp and wadded up in your pocket, and if you forget to go through your pockets, it ends up going ...http://coastlinefcu.org/advice-planning/education/why-a-credit-card-is-a-great-addition-to-your-wallet2019-01-29T02:07:00http://coastlinefcu.org/advice-planning/education/why-a-credit-card-is-a-great-addition-to-your-wallet Auto Loans: Credit Unions vs Banks<p>Need a car but can&rsquo;t pay cash? You have three choices: Borrow from the dealer or manufacturer&rsquo;s financing company, borrow from a bank, or borrow from a credit union (unless Uncle Bob is...http://coastlinefcu.org/advice-planning/education/auto-loans-credit-unions-vs-banks2019-01-16T12:00:00http://coastlinefcu.org/advice-planning/education/auto-loans-credit-unions-vs-banks 2019 Tax Scams to Be Aware of<p id="h.gjdgxs" class="c3"><span class="c2">The IRS is cautioning taxpayers to be extra careful this tax season due to a 60% increase in email phishing scams over the past year.</span><span class=...http://coastlinefcu.org/advice-planning/education/2019-tax-scams-to-be-aware-of2019-01-09T12:00:00http://coastlinefcu.org/advice-planning/education/2019-tax-scams-to-be-aware-of One for the Money: Financing Your First Car<div class="left_col">Are you thinking about how you're going to pay for your first car? You could get it:<br /><br />* As a gift or hand-me-down within your family<span>&nbsp;</span><br />* With cash...http://coastlinefcu.org/advice-planning/education/one-for-the-money-financing-your-first-car2018-12-19T12:00:00http://coastlinefcu.org/advice-planning/education/one-for-the-money-financing-your-first-car Resolve to Budget, Save, and Invest in the New Year<p><span>January is a good time to take stock of your personal finances. You can make positive changes to your spending and saving habits, whether it's making a New Year's resolution to get spending ...http://coastlinefcu.org/advice-planning/education/resolve-to-budget-save-and-invest-in-the-new-year2018-12-12T12:00:00http://coastlinefcu.org/advice-planning/education/resolve-to-budget-save-and-invest-in-the-new-year Bank With Us Anytime, Anywhere<p><span>You're constantly on the go and checking your balance and paying bills from home might not always be convenient. MyCoast Online and Mobile Banking allows you to do this and more&mdash;when ...http://coastlinefcu.org/advice-planning/education/bank-with-us-anytime-anywhere2018-12-05T12:00:00http://coastlinefcu.org/advice-planning/education/bank-with-us-anytime-anywhere Five Rules for Managing Credit Card Debt<p><span>If you want to be the master of your credit card debt load, follow these key rules: </span><br /><br /><span>1. Take inventory. How many credit cards do you have? What's the balance and ...http://coastlinefcu.org/advice-planning/education/five-rules-for-managing-credit-card-debt2018-11-28T12:00:00http://coastlinefcu.org/advice-planning/education/five-rules-for-managing-credit-card-debt Fraudsters Don’t Take Time Off During the Holiday Season<p>This time of year, consumers are inundated with Black Friday and Cyber Monday promotions and enticing deals. While the holiday selling season means a spike in online and in-store traffic and sales,...http://coastlinefcu.org/advice-planning/education/fraudsters-don-t-take-time-off-during-the-holiday-season2018-11-20T03:08:00http://coastlinefcu.org/advice-planning/education/fraudsters-don-t-take-time-off-during-the-holiday-season Common Credit Report Mistakes Could Cost You<p><span>If you haven't requested a copy of your credit report, there are many reasons why you should.</span><br /><br /><span>Studies show that a high percentage of consumer credit reports contain ...http://coastlinefcu.org/advice-planning/education/common-credit-report-mistakes-could-cost-you2018-09-04T02:01:00http://coastlinefcu.org/advice-planning/education/common-credit-report-mistakes-could-cost-you Avoid Being Upside Down in Your Car Loan<p><span>A low- or no-down payment, a longer-term loan, and a vehicle that rapidly depreciates in value in the first two years can cause you to be "upside down" in your car loan. The term means you ...http://coastlinefcu.org/advice-planning/education/avoid-being-upside-down-in-your-car-loan2018-08-31T12:00:00http://coastlinefcu.org/advice-planning/education/avoid-being-upside-down-in-your-car-loan It's Easier Than Ever to Open an Account<p><span>If you are happy with your Coastline experience, we'd be grateful to have you tell a friend, family member or co-worker about us!&nbsp;</span>&nbsp;</p> <p>Our goal is to be better than a ...http://coastlinefcu.org/advice-planning/education/it-s-easier-than-ever-to-open-an-account2018-08-01T02:08:00http://coastlinefcu.org/advice-planning/education/it-s-easier-than-ever-to-open-an-account Back-to-School Sales Tax Holiday Begins Friday<p><span class="ms-rteThemeForeColor-2-0">During the 2018 Back-to-School Sales Tax Holiday Aug. 3 through Aug. 5, qualifying items will be exempt from tax including: certain school supplies selling ...http://coastlinefcu.org/advice-planning/education/back-to-school-sales-tax-holiday-begins-friday2018-07-29T12:00:00http://coastlinefcu.org/advice-planning/education/back-to-school-sales-tax-holiday-begins-friday Preparing a Disaster Kit<p>The number of natural disasters, particularly weather-related disasters, appears to be rising each year. If you live in a hurricane-, earthquake-, or flood-prone area, you know you may only have ...http://coastlinefcu.org/advice-planning/education/preparing-a-disaster-kit2018-07-16T12:21:00http://coastlinefcu.org/advice-planning/education/preparing-a-disaster-kit 7 Ways You Can Afford to Go Back to School<p><span>You don&rsquo;t have to pay an arm and a leg to go back to school. If you know where to look, financial assistance is available for any level of involvement, whether it's online or in the ...http://coastlinefcu.org/advice-planning/education/7-ways-you-can-afford-to-go-back-to-school2018-07-06T12:00:00http://coastlinefcu.org/advice-planning/education/7-ways-you-can-afford-to-go-back-to-school 6 Home Renovations that Return the Most at Resale<p>Whether you plan to stay in your house a long time or just a few years, it&rsquo;s smart to know which home renovations&nbsp;add the most value to your place.</p> <p>&ldquo;Remodeling,&rdquo; a ...http://coastlinefcu.org/advice-planning/education/6-home-renovations-that-return-the-most-at-resale2018-06-21T01:08:00http://coastlinefcu.org/advice-planning/education/6-home-renovations-that-return-the-most-at-resale Top 7 Reasons to Renovate Your Home<p>Home renovations are costly, time-consuming and messy. Still, many people choose to renovate their homes for a variety of reasons. There are almost as many reasons to fix up your home as there are ...http://coastlinefcu.org/advice-planning/education/top-7-reasons-to-renovate-your-home2018-06-19T12:00:00http://coastlinefcu.org/advice-planning/education/top-7-reasons-to-renovate-your-home Peace of Mind: Certified Used Vehicles<p><span>What's a certified pre-owned vehicle? Factory-trained technicians thoroughly inspect and recondition a slightly used vehicle to meet manufacturer specifications. When the vehicle is up to ...http://coastlinefcu.org/advice-planning/education/peace-of-mind-certified-used-vehicles2018-06-18T12:00:00http://coastlinefcu.org/advice-planning/education/peace-of-mind-certified-used-vehicles Check Your Free Credit Reports Throughout the Year<p><span>It's important to check your credit report at least once annually to monitor for signs of identity theft or fraud, as well as check for any errors.<span>&nbsp;</span></span><br /><br ...http://coastlinefcu.org/advice-planning/education/check-your-free-credit-reports-throughout-the-year2018-06-13T12:00:00http://coastlinefcu.org/advice-planning/education/check-your-free-credit-reports-throughout-the-year Endorsing Checks for Mobile Deposit<table width="100%" cellspacing="0" cellpadding="0" border="0"> <tbody> <tr> <td height="30"><span><strong>Endorsing Checks for Mobile Deposit</strong></span></td> </tr> <tr> <td bgcolor=""> <p class=...http://coastlinefcu.org/advice-planning/education/endorsing-checks-for-mobile-deposit2018-05-31T06:11:00http://coastlinefcu.org/advice-planning/education/endorsing-checks-for-mobile-deposit 7 Credit Card Tips For Smart Users<article class="body-text bodyTextIntro clearfix withDisclosure col-1"> <p>Used responsibly, a credit card can be a very helpful financial tool. Making consistent, on-time payments can boost your ...http://coastlinefcu.org/advice-planning/education/7-credit-card-tips-for-smart-users2018-05-23T12:00:00http://coastlinefcu.org/advice-planning/education/7-credit-card-tips-for-smart-users Save on Your Vacation Lodgings<p><span>Vacations are meant to give you some much needed rest and relaxation. Since lodging expenses can eat up a huge chunk of your vacation savings, you&rsquo;ll want to make sure you find the best...http://coastlinefcu.org/advice-planning/education/save-on-your-vacation-lodgings2018-05-16T12:00:00http://coastlinefcu.org/advice-planning/education/save-on-your-vacation-lodgings 5 Essential Used-Car Shopping Tips<p>Here are six essential tips that will help you save money and avoid hassles if you&rsquo;re shopping for a used car:</p> <h3>1. Research Each Vehicle</h3> <p>Thorough research is the starting point...http://coastlinefcu.org/advice-planning/education/5-essential-used-car-shopping-tips2018-05-09T12:00:00http://coastlinefcu.org/advice-planning/education/5-essential-used-car-shopping-tips How To Get a Great Price on Your Next Car<p><span>Are you thinking of buying a car, but want to make sure you get the best price? Here are a few tips to help you find the right car at the best price.</span><br /><br /><b>Buy &ldquo;off-...http://coastlinefcu.org/advice-planning/education/how-to-get-a-great-price-on-your-next-car2018-04-30T06:03:00http://coastlinefcu.org/advice-planning/education/how-to-get-a-great-price-on-your-next-car Top 10 Mobile Security Tips for Your Summer Vacation<p>With the summer holiday and festival season getting into full swing, you&rsquo;ll want to stay connected to convenient travel and social media apps more than ever. But it&rsquo;s important to be ...http://coastlinefcu.org/advice-planning/education/top-10-mobile-security-tips-for-your-summer-vacation2018-04-25T12:00:00http://coastlinefcu.org/advice-planning/education/top-10-mobile-security-tips-for-your-summer-vacation Manage Your Credit Cards Better<h4>Manage Your Credit Cards Better</h4> <p><span>Under the pressure of job insecurity and widespread unemployment, U.S. consumers have actually reduced their collective credit card debt. But total ...http://coastlinefcu.org/advice-planning/education/manage-your-credit-cards-better2018-04-18T12:00:00http://coastlinefcu.org/advice-planning/education/manage-your-credit-cards-better Traveling This Summer? Ignore These 4 Myths<p><span>If you're planning a road trip this summer, avoid the following myths as your finalize your travel details</span><br /><br /><strong>Myth 1: The day before Thanksgiving is the busiest day for...http://coastlinefcu.org/advice-planning/education/traveling-this-summer-ignore-these-4-myths2018-04-17T12:00:00http://coastlinefcu.org/advice-planning/education/traveling-this-summer-ignore-these-4-myths Combat Mobile Phone Port-Out Scams<p class="p1">Fraudsters are impersonating mobile phone users to have phones transferred to a different carrier &ndash;effectively stealing the users&rsquo; mobile phone number. This is being coined ...http://coastlinefcu.org/advice-planning/education/combat-mobile-phone-port-out-scams2018-04-05T12:13:00http://coastlinefcu.org/advice-planning/education/combat-mobile-phone-port-out-scams What Could You Do With Your Tax Refund?<p><strong>About 70% of taxpayers receive sizable refunds from the Internal Revenue Service.</strong> Just how sizable? The average refund totals about $2,800.<sup>1</sup></p> <p><strong>What do ...http://coastlinefcu.org/advice-planning/education/what-could-you-do-with-your-tax-refund2018-03-28T12:00:00http://coastlinefcu.org/advice-planning/education/what-could-you-do-with-your-tax-refund Saving for Summer Fun<p><span>Are you looking forward to the summer? Maybe planning a vacation, but not sure how you&rsquo;ll afford it? Here are a few ways to help you save and earn extra money so you can enjoy some ...http://coastlinefcu.org/advice-planning/education/saving-for-summer-fun2018-03-19T12:00:00http://coastlinefcu.org/advice-planning/education/saving-for-summer-fun The RAIN Method for Buying a Car<p><span>The average cost of a new vehicle today is around $30,000. Whether you desire the shiny, brand new car or if you are content with a reliable used ride, you want to get the most for your ...http://coastlinefcu.org/advice-planning/education/the-rain-method-for-buying-a-car2018-03-05T12:00:00http://coastlinefcu.org/advice-planning/education/the-rain-method-for-buying-a-car