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What Does the Retail Apocalypse Mean for America?

Published: February 17, 2020

It's become a familiar and depressing sight: the shuttered doors, the "Going Out of Business" signs and the empty storefronts. And it's not just happening to the mom-and-pop shops of our neighborhoods. In fact, dozens of major, national brands we've grown up with are disappearing from the country's retail landscape. What's happening to the retail world in America? Is there any way to stop the mass wave of corporate bankruptcy, or will we soon be stuck buying every item we want or need, from groceries to mattresses, on the internet? And most importantly, what does it all mean for the future of the economy?

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How Men and Women Manage Money Differently

Published: February 10, 2020

Over the last century or so, society has made tremendous strides toward gender equality on every level and this includes basic money management. Today's culture has further narrowed the gap between the sexes, and the caricatures of the "overspending wife" and "overworked husband" have nearly become extinct. Despite society's advancements, there are still significant differences in the way each gender relates to and manages money. Dozens of studies have been performed on this subject, with research culled from around the globe. Being aware of these innate differences can help us understand the ways we deal with our finances so we can stop fighting our financial strengths and work on building them instead.

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How to Dispute an Error on Your Credit Report

Published: February 3, 2020

Quick-what's your credit score? As a financially responsible individual, you should be checking your credit on a regular basis. You can do this by signing up for free credit monitoring on a reputable website like CreditKarma.com, requesting your annual complimentary credit report from AnnualCreditReport.com and reviewing your monthly credit card statements. If all goes well, your report will hold no surprises and your score will be in excellent shape, or steadily increasing. Sometimes, though, you may find an error in your report. It might be a sharp decline in your score when you know you haven't changed your spending or bill-paying habits, a large transaction you're sure you've never made or an unfamiliar line of credit. While it can be disconcerting to find a mistake in your credit report, the good news is you can contest errors like these and fix your score.

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5 Retail Cards Worth Owning

Published: January 27, 2020

"Would you like to save 10% on your purchase today by signing up for a store credit card?" We get hit with this question all the time, but the smart consumer knows that store credit cards are usually more trouble than they're worth. Here's why: - They usually have exorbitantly high interest rates. - They often have expensive fees attached to them. - They initially offer a very modest credit limit, which can hurt your FICO score when you spend just a few hundred dollars. Are there any store cards that don't deserve their bad rap? Perhaps. Let's take an inside look at 5 retail cards that may actually be worth owning.

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9 Germy Places to Avoid (Or Disinfect) this Winter

Published: January 20, 2020

As Old Man Winter settles in for his yearly stay, it's time to brush up on your disinfecting smarts. Cold and flu viruses can fly up to six feet through the air, says Joseph Rubino, former director of microbiology at RB, the creators of Lysol. Harmful bacteria and viruses can lurk in places you'd never suspect, and knowing those places inside and outside the home, can help you avoid getting sick this winter. Here's a list of the germiest places you might encounter this winter and how to keep yourself safe.

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