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Actively work toward your savings goals without sparing a minute of your time with the help of Kasasa Saver. Every month, the rewards you earn in free Kasasa Cash® checking or free Kasasa Cash Back® checking are automatically transferred to your equally free Kasasa Saver® account.

Not only does this built-in savings tool save you effort, it also builds your savings with high dividends. Why toil over savings? With free Kasasa Saver, you can sit back, relax, and watch a breathtaking St. Augustine sunset while your savings go to work for you. Do you Kasasa?®

View Rates


  • Links to free Kasasa Cash checking or free Kasasa Cash Back checking to build savings quickly
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
  • 0.75% APY* on balances up to $5,000
  • 0.75 to 0.25% APY on balances over $5,000 depending on balance in account*
  • 0.01% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • $25 minimum deposit to open

Easy Qualifications

Qualifying for the Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking at least once

See? No problem. And if you don't meet the qualifications, don't worry — your Kasasa accounts are still free, and Kasasa Saver still earns our base dividend rate. Plus, you can get right back to earning your rewards the very next month.

*APY=Annual Percentage Yield. APYs accurate as of 02/17/2014. Rates may change after account is opened. Minimum to open is $25 for Kasasa Cash Back and $25 for Kasasa Saver. When monthly qualifications are met, you will receive 2.5% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $7.50 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $5,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $5,000 in Kasasa Saver earn 0.23% dividends on the portion of the balance over $5,000, resulting in 0.75% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.01% APY. Monthly direct deposit required to have this account. Limit one account per Social Security Number. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Awesome Account, Right?