Free Kasasa Cash
Say so long to ATM fees and hello to high dividends with revolutionary Kasasa Cash® checking. Kasasa Cash is an innovative way to bank: you do simple, everyday things that save us money. In turn, we offer a completely free account, plus major perks.
Earn dividends up to 2.50% APY.* You'll also enjoy up to $25 in refunds on ATM fees* — not only around North Florida, but throughout all 50 United States! Connect your account to a free Kasasa Saver® for even greater earnings. Choose the account that does more for you today — free, high-dividend Kasasa Cash!
- 2.50% APY* on balances up to $5,000
- 2.50% to 0.25% APY on balances over $5,000 depending on balance in account*
- 0.01% APY* if qualifications aren't met
- ATM fee refunds nationwide (up to $25 monthly)*
- Can link to high-dividend Kasasa Saver account
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking & bill pay
- Free eStatements
- Free mobile banking
- Free Visa® debit card
- $25 minimum deposit to open
Qualifying to earn your Kasasa Cash rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Be enrolled and log into online banking at least once
If you don't meet the qualifications one month, don't worry — your Kasasa Cash account is still free, and it still earns our base dividend rate. Plus, you can get right back to earning your rewards the very next month!
*APY=Annual Percentage Yield. APYs accurate as of 03/22/2019. Rates may change after account is opened. Minimum to open is $25 for Kasasa Cash and $25 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances up to $5,000 receive APY of 2.50%; and (3) balances over $5,000 earn 0.14% dividends on the portion of the balance over $5,000, resulting in 2.50% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances earn 0.01% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $5,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $5,000 in Kasasa Saver earn 0.23% dividends on portion of balance over $5,000, resulting in 0.75% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.01% APY. Monthly direct deposit required to have this account. Limit one account per Social Security Number. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.