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Choose the free checking account that pays you back — Kasasa Cash Back® pays you 2.5% cash back* on your everyday debit card purchases. You'll also enjoy up to $25 in refunds on ATM fees* nationwide! 

It's super easy to earn these rewards — just do some simple things that you're probably already doing (we call them "qualifications"). And even if you don't meet the qualifications, you still have an account with no monthly service fee and no minimum balance requirements. Connect your account to a free Kasasa Saver® to build your savings automatically. Get paid in ways that matter with Kasasa Cash Back!


  • 2.5% cash back on everyday debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $7.50 cash back per month
  • ATM fee refunds nationwide (up to $25 monthly)*
  • Link to Kasasa Saver to build savings automatically
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Free Visa® debit card
  • $25 minimum deposit to open

Easy Qualifications

Qualifying for rewards with this account is no problem — in fact, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking at least once

That's it! And if you don't meet the qualifications one month, don't worry — your Kasasa Cash Back account is still free. Plus, you can get right back to earning your rewards the very next month.

Kasasa Monthly Qualification Cycle Dates

*APY=Annual Percentage Yield. APYs accurate as of 03/22/2019. Rates may change after account is opened. Minimum to open is $25 for Kasasa Cash Back and $25 for Kasasa Saver. When monthly qualifications are met, you will receive 2.5% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $7.50 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $5,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $5,000 in Kasasa Saver earn 0.23% dividends on the portion of the balance over $5,000, resulting in 0.75% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.01% APY. Monthly direct deposit required to have this account. Limit one account per Social Security Number. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Awesome Account, Right?