Regular Share Savings
Our basic account offers competitive yields. It requires a $5 minimum balance and a minimum of $100 to earn dividends. The primary person on this account is the established member, who holds voting rights at the annual meeting (as long as the minimum balance is maintained).
Christmas Club Account
It only takes $5 to open a Christmas Club account. If you have money available in your savings or checking account you can request by phone to open a Christmas Club for you by calling (904) 346-1700, option 4.
If you have your paycheck direct deposited or payroll deducted, you can request to have funds transferred to your Christmas Club account each payday.
Then on November 1, the funds in your Christmas Club will be transferred to your checking or savings account just in time to begin your holiday shopping.
Custom Share Account
Whether it’s a “Wedding Fund,” a “Vacation Account,” or “Shopping Money,” you can customize the name of the account and then start saving. There is a $5 minimum balance required to open the account and you must maintain a minimum daily balance of $100 each day to earn dividends.
Money Market Account
Earn a higher rate of return based on your monthly balance with no fixed term or maturity limitations. Your account is accessible through CoastNet, ART, or you may come to any branch to have a check from the account. A minimum balance of $2,500 is required to open the account and to avoid $20 monthly below minimum balance fee.
Current Money Market Rates and Tier Structure
Share Certificates (CDs)
Lock in an excellent yield for terms from three months to three years. With three levels of savings, we make it easier for you to earn higher yields and build your savings.
Current CD Rates
Individual Retirement Accounts (IRAs)
It's never too early to start saving for your future with an IRA! With no set up fees, annual fees or required monthly deposits, you can build your IRA portfolio through regular deposits, payroll deduction or direct deposit.
Current IRA Rates
Youth Accounts
You can never be too young to start building good savings habits! Coastline offers two clubs designed to help your children learn to save money and handle it wisely.
- Sand Dollar Club-for newborn to age 12
- Wave Riders Club-ages 13-18
Full Youth Account Benefits
Understanding Our Relationship Disclosure
No matter which Savings Account you may be interested in, please take a moment to read the Understanding Our Relationship Disclosure to learn about rate calculations, minimum balance requirements and transaction limitations, as set forth by the Federal Reserve and the National Credit Union Administration.