A home is the biggest single investment most of us will ever make. Coastline offers sound advice, flexible terms and competitive rates, as well as the personal service you’ve come to expect from your credit union. Whether you’ve found a condo, a cottage or a castle, come home to Coastline to get competitive rates and personalized service on a mortgage or  home equity loan or line of credit (HELOC)

·         Purchase or Refinance

·         1st Time Buyer Program

·         Investment or Rental Property

Fixed Rates

Coastline offers 12, 15, 20 and 30 year fixed mortgages…you choose the term that is best for you!

·         Fixed Rate Loans for Home Improvement

·         Fixed Rate Loans for Debt Consolidation

You’re best source of money may be the equity in your home! That’s why Coastline offers a competitive adjustable rate Home Equity Line of Credit (HELOC). The interest may be tax deductible (consult your tax advisor for more details).

With a Home Equity Line of Credit (HELOC), you can withdraw the full amount at one time or make advances at any time with our convenient loan checks or via account transfer. Loan balances and available credit lines may be accessed through CoastNet Home banking or ART-Audio Response Teller. Use the funds from your Home Equity Line of Credit (HELOC) for home improvements, education, medical expenses or any purpose you see necessary.

·         Competitive Interest Rates

·         Personalized Service - We stay with you from application to closing

·         Pre-Approval - Becoming pre-approved before shopping puts you and the seller at ease.

Coastline offers competitive adjustable rate financing on land purchased in Florida . Maximum LTV* on a land loan is 70% of appraised value or contract price whichever is lower.

1) There may be additional charges or fees associated with processing these types of loans. Each

     mortgage is unique with various documentation required at times.

     Charges may include, but are not limited to the following:

Ø        Appraisal  

Ø        Documentary Stamps

Ø        Title Policy 

Ø        Credit Report Fee

Ø        Recording fees

Ø        Flood Certification

Ø        Survey

2) Coastline mortgages are not assumable.
3) Coastline mortgages incur no pre-payment penalties.
4) A rescission (cancellation) period of three business days applies on refinanced loans

    and second mortgages/home equity loans.

For assistance adding Coastline Home Mortgage as a biller through CoastNet Home Banking/Bill Pay, click here.

To speak with a Mortgage Counselor call 904-448-2595  or e-mail us at tmorcom@coastlinehomemortgage.com

Visit us at our new office:

            Coastline Home Mortgage

             8011 Philips Hwy Suite 1

            Jax, FL 32257

          Phone: 904-448-2595 

            Fax: 904-443-7648

            http://www.coastlinehomemortgage.com/

Our Mortgage Counselors are available* by phone or e-mail the following days and hours:

    M-Fri: 8:30am-5:00pm

*If you call and get our voicemail please leave a message and we will return your call ASAP.