Line of Credit & Signature Loans

Signature Loans

This loan is unsecured and can be used for many purposes. They are available with various terms and easy monthly payments. Signature loans may be granted for:

Car Repairs
Holiday Expenses
Back-to-School
Income Taxes, and more

Overdraft Line of Credit

We offer overdraft protection services from the available funds in your regular share savings account. We also offer optional overdraft protection services that you may apply for: These include Overdraft Line of Credit and Home Equity Line of Credit. Overdraft protection is set up to transfer from available shares first and then from available funds from your Coastline line of credit if applicable.

Loan Calculator

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Effective October 3, 2008, your savings are insured with the highest combination of federal/private share savings deposit insurance available…$500,000 for individual share accounts, $500,000 for joint accounts and $500,000 for Individual Retirement Accounts. ESI provides members up to $250,000 in coverage, in addition to the standard $250,000 of share deposit insurance protection from the National Credit Union Administration (NCUA) an agency of the federal government.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.