Line of Credit & Signature Loans
 
Signature Loans


This loan is unsecured and can be used for many purposes. They are available with various terms and easy monthly payments. Signature loans may be granted for: 

  • Car Repairs
  • Holiday Expenses
  • Back-to-School
  • Income Taxes, and more

 


Lines of Credit


Capitalize on your good name and your solid credit history with a Signature Performance Based Line of Credit from Coastline. This revolving credit line lets you borrow on your signature alone. No collateral is needed. Our Signature Performance Based Line of Credit is designed exclusively for Credit Union members with a solid credit history and a sound repayment record.

It’s convenient to use and you're in control. You decide when and where to use your credit line. Borrow as often as necessary. No need to complete a new application each time or wait for approval. Simply transfer the amount of money you need when you need it right from your available line of credit into your checking or savings account via CoastNet Home Banking or via ART. The money is transferred instantly and available for use immediately.

In addition, at certain times of the year when most people could use a little extra cash we will send you checks you can use to access your available line of Credit. 

The sample performance based line of credit payment schedule below is based on an interest rate of 13% for approxiamtely 48 months including joint credit life & single disability insurance. Payment remains the same for all interest ratesSee the repayment chart below to see what you payment will be based on your outstanding balance.

Performance Based Line of Credit Payment Schedule *
Up to $ 500.00 $ 15.00 per month
$500.01 to $ 1000.00 $ 30.00 per month
$1000.01 to $ 2000.00 $ 60.00 per month
$2000.01 to $ 3000.00 $ 90.00 per month
$3000.01 to $ 4000.00 $115.00 per month
$4000.01 to $ 5000.00 $145.00 per month
$5000.01 to $ 6000.00 $175.00 per month
$6000.01 to $ 7000.00 $205.00 per month
$7000.01 to $ 8000.00 $230.00 per month
$8000.01 to $ 9000.00 $260.00 per month
$9000.01 to $ 10000.00 $290.00 per month
$10000.01 to $ 11000.00 $320.00 per month
$11000.01 to $ 12000.00 $345.00 per month
$12000.01 to $ 13000.00 $375.00 per month
$13000.01 to $ 14000.00 $405.00 per month
$14000.01 to $ 15000.00 $435.00 per month
* As of May 1, 2005 the current range of performance based line of credit rates is 9.25% - 18.00% APR.

 


Loan Calculator


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Copyright © 2008 Coastline FCU.

Your savings are insured with the highest combination of federal/private share savings deposit insurance available… $350,000 for individual share accounts, $350,000 for joint accounts and $350,000 for Individual Retirement Accounts. ESI provides members up to $250,000 in coverage, in addition to the standard $100,000 of share deposit insurance protection from the National Credit Union Administration (NCUA) an agency of the federal government.



Coastline FCU Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency