A Christmas Club account is a great way to save for the holidays. With the convenience of payroll deduction or direct deposit, saving becomes easy. Simply sign up to have a certain amount deposited into this account each payday. There is a $5.00 minimum balance required to open the account and dividends are compounded daily on the balance in the account and paid monthly. If you have money available in your savings or checking account, you can set up your Christmas Club account over the phone or via fax or email. On November 1st, your Christmas Club savings will mature and funds will be transferred to your savings or checking account. Rate of 1.00% APY* is guaranteed thru November 1, 2008. 

Our basic account offers competitive yields. It requires a $5.00 minimum balance and a minimum of $100 to earn dividends. The primary person on this account is the established member, who holds voting rights at the annual meeting (as long as the minimum balance is maintained).

Earn a higher rate of return based on your monthly balance with no fixed term or maturity limitations. Your account is accessible through CoastNet, ART or you may come to any branch to have a check cut from the account. A minimum balance of $2500 is required to open the account and to avoid $20 monthly below minimum balance fee.

Just as the name implies, you can customize this account as an alternative to your regular share savings to save for special items. Maybe it’s a “Wedding Fund,” a “Vacation Account,” or  “Shopping Money,” you can customize the name of the account and then start saving. There is a $5.00 minimum balance required to open the account and you must maintain a minimum daily balance of $100.00 each day to earn dividends.

Lock in an excellent yield for terms from three months to three years. With three levels of savings we make it easier for you to earn higher yields and build your savings.

It's never too early to start saving for your future with an IRA! With a Coastline IRA there are no set up fees, annual fess or required monthly deposits. You can build your IRA portfolio though regular deposits, payroll deduction or direct deposit. Our IRAs are federally insured and offer guaranteed, steady earnings.

There's no such thing as being too young to start building good savings habits! Coastline has two clubs designed to help your children learn to save money and handle it wisely.

Ø       Sand Dollar Club-for newborn to age 12

Ø       Wave Riders Club-ages 13-18