Certificate Rates

Sand Dollar Club Share Certificates (CDs) - $200 Minimum

Term Dividends Rate Annual Percentage Yield
12 Month 0.29% 0.29%

Requires parent/guardian

Wave Riders Club Share Certificates (CDs) - $200 Minimum

Term Dividends Rate Annual Percentage Yield
12 Month 0.29% 0.29%

Requires parent/guardian

Regular Share Certificates (CDs) Rates - $1000 Minimum

Term Dividends Rate Annual Percentage Yield
3 month 0.20% 0.20%
6 month 0.30% 0.30%
12 month 0.55% 0.55%
24 month 0.70% 0.70%
36 month 0.92% 0.92%
48 month 1.10% 1.11%
60 month 1.40% 1.41%

Petite Share Certificates (CDs) Rates - $40,000 Minimum

Term Dividends Rate Annual Percentage Yield
12 month 0.60% 0.60%
24 month 0.65% 0.65%
36 month 0.90% 0.90%
48 month 1.20% 1.21%
60 month 1.50% 1.51%

Jumbo Share Certificates (CDs) Rates - $75,000 Minimum

Term Dividends Rate Annual Percentage Yield
12 month 0.65% 0.65%
24 month 0.75% 0.75%
36 month 0.99% 1.00%
48 month 1.24% 1.25%
60 month 1.735% 1.75%

IRA Share Certificates (CDs) Rates - $1000 Minimum

Term Dividends Rate Annual Percentage Yield
12 month 0.55% 0.55%
24 month 0.75% 0.75%
36 month 0.99% 1.00%
48 month 1.24% 1.25%
60 month 1.735% 1.75%