Certificate Rates

Sand Dollar Club Share Certificates (CDs) - $200 Minimum

Term Dividends Rate Annual Percentage Yield
12 Month 0.29% 0.29%

Requires parent/guardian

Wave Riders Club Share Certificates (CDs) - $200 Minimum

Term Dividends Rate Annual Percentage Yield
12 Month 0.29% 0.29%

Requires parent/guardian

Regular Share Certificates (CDs) Rates - $1000 Minimum

Term Dividends Rate Annual Percentage Yield
3 month 0.15% 0.15%
6 month 0.19% 0.19%
12 month 0.29% 0.29%
24 month 0.40% 0.40%
36 month 0.59% 0.59%
48 month 0.99% 1.00%
60 month 1.24% 1.25%

Petite Share Certificates (CDs) Rates - $40,000 Minimum

Term Dividends Rate Annual Percentage Yield
12 month 0.40% 0.40%
24 month 0.50% 0.50%
36 month 0.75% 0.75%
48 month 1.14% 1.15%
60 month 1.49% 1.50%

Jumbo Share Certificates (CDs) Rates - $75,000 Minimum

Term Dividends Rate Annual Percentage Yield
12 month 0.50% 0.50%
24 month 0.75% 0.75%
36 month 0.99% 1.00%
48 month 1.24% 1.25%
60 month 1.735% 1.75%

IRA Share Certificates (CDs) Rates - $1000 Minimum

Term Dividends Rate Annual Percentage Yield
12 month 0.50% 0.50%
24 month 0.75% 0.75%
36 month 0.99% 1.00%
48 month 1.24% 1.25%
60 month 1.735% 1.75%