Certificate Rates

Sand Dollar Club Share Certificates (CDs) - $200 Minimum

Term Dividends Rate Annual Percentage Yield
12 Month 0.29% 0.29%

Requires parent/guardian

Wave Riders Club Share Certificates (CDs) - $200 Minimum

Term Dividends Rate Annual Percentage Yield
12 Month 0.29% 0.29%

Requires parent/guardian

Regular Share Certificates (CDs) Rates - $1000 Minimum

Term Dividends Rate Annual Percentage Yield
3 month 0.20% 0.20%
6 month 0.34% 0.34%
12 month 0.55% 0.55%
24 month 0.90% 0.90%
36 month 1.19% 1.20%
48 month 1.34% 1.35%
60 month 1.69% 1.70%

Petite Share Certificates (CDs) Rates - $40,000 Minimum

Term Dividends Rate Annual Percentage Yield
12 month 0.60% 0.60%
24 month 0.94% 0.95%
36 month 1.24% 1.25%
48 month 1.39% 1.40%
60 month 1.74% 1.75%

Jumbo Share Certificates (CDs) Rates - $75,000 Minimum

Term Dividends Rate Annual Percentage Yield
12 month 0.65% 0.65%
24 month 1.00% 1.00%
36 month 1.29% 1.30%
48 month 1.49% 1.50%
60 month 1.79% 1.80%

IRA Share Certificates (CDs) Rates - $1000 Minimum

Term Dividends Rate Annual Percentage Yield
12 month 0.60% 0.60%
24 month 0.80% 0.80%
36 month 1.05% 1.06%
48 month 1.24% 1.25%
60 month 1.735% 1.75%