We have a specialized, well-trained team of lending professionals to assist our members in choosing the best loan to meet their individual needs. We pride ourselves on providing quick loan processing, low-cost financing, easy repayment terms, a friendly, knowledgeable staff, and an easy on-line application process.

If you've been thinking about buying a new or used vehicle, come to Coastline first.

We offer the following benefits:

• Competitive Rates
• Same Low Interest Rate for New or Used Vehicles
• Flexible Terms Up to 84 Months
• Up to 110% NADA Value Financing
• No Application Fees
• Free Pre-Approvals
• Simple Interest Loans
• No Pre-Payment Penalties

At times, the small print in all of the "special offers" gets confusing. We will be happy to help you sort through your options. With Coastline's fantastic vehicle loan rates, we like to boast that the majority of the time, if you take the manufacturer's and/or dealer's rebate and then finance the loan through Coastline, you can save hundreds of dollars over the life of your vehicle loan. 

Auto Advisors is an independent auto buying service that helps people save time, money and hassle on the purchase of a new vehicle. They don’t sell cars and they don’t work for an auto dealer. They are an unbiased auto buying service that is available only to credit union members.

Can't find the vehicle you are looking for locally? Simply contact our Auto Advisor and tell him the make, model and accessories you want . Our Auto Advisors have access to over 180 car dealerships statewide.

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Follow these simple steps.

First, call us and get pre-approved for a vehicle loan so you know how much car you can afford.

Second, talk with our Auto Advisors before you go the dealership. Their expertise will save you time,  money and the hassle of negotiating a deal.

Third, buy gap insurance from us and not the dealer. Same product but we sell it to you for less. Gap insurance protects you. Cars depreciate and they start depreciating as soon as you drive your new car off the dealers lot. If your new car was in an accident, you would be responsible for the difference between the car's depreciated value and the balance remaining on your vehicle loan. This can be several thousand dollars the first few years you own the car. For less than $500, you can purchase a gap policy.

On February 1, 2006, Coastline was approved by the State of Florida to become a participant in their Electronic Title Service. Any title issued after this date is now electronic and a paper copy of your title is no longer maintained at our office.

When selling the collateral securing your loan (auto, boat, etc...) to a private individual you can notify our Southside/Emerson office two weeks in advance and we can order a paper title so you can transfer ownership of the title to a new purchaser at the time of sale. All other liens satisfied after February 1, 2006 will be sent directly to you by the State of Florida's Department of Motor Vehicles. Please make sure you always keep your address up to date at the credit union to eliminate lost titles.

Title liens recorded and/or satisfied prior to February 1, 2006 are not affected by this change and will continue to be processed at the Southside office.

Coastline has made financing a vehicle easier than ever.

• Simply visit a qualified Aimbridge Indirect Lending Car Dealership.
• Select your vehicle
• Tell the dealership that you are a Coastline Federal Credit Union Member and that you want to finance with Coastline Federal Credit Union through Aimbridge.
• Get the same low rate that you would have gotten if you applied at a Coastline branch

Not a Coastline member, not a problem just ask for Coastline Federal Credit Union financing and you will automatically become a Coastline member which entitles you to all the benefits of credit union membership and our great rates.

It's as easy as that. No extra trips, no wasted time and no hassles. 

Not only do we want to provide you with the best interest rate for your new or used vehicle we also want to help you protect your purchase with a variety of products. Coastline offers 3 products that will protect you if anything was to happen to you or your vehicle and we offer these products for almost half of what a dealer charges for the same product!

Gap Insurance: Protect your vehicle investment, not just its value. For the first few years that you own your vehicle, your loan/lease balance will be higher than your vehicles market value. Although we can not do anything about this depreciation, we can help you protect yourself. If your vehicle was stolen or damaged beyond repair, you would be liable to pay the difference between what your insurance settlement (the value of the vehicle) and your outstanding loan/lease balance. For a very small cost, GAP Insurance will cover that difference.

Credit Life & Disability Protection - Protect your family from unnecessary financial burdens if something should happen to you. You can now get up to $50,000 in credit protection, for a minimal cost, on most loans offered by Coastline. Single and Joint coverage for borrowers is available.

Extended Warranty: This is especially important if you are planning on keeping your vehicle past its manufacturer’s warranty time frame, or if you are purchasing a used vehicle. The minimal investment could end up saving you thousands in repair bills.

For more information on these products ask your loan officer for details.