By becoming a member of Coastline Federal Credit Union, you become a shareholder in the credit union, hence our terms "share savings," "share draft," & "share certificates.” You can establish your membership by opening a share savings account with as little as $5.00, and at Coastline, there is no membership fee! Once you join Coastline Federal Credit Union, lifetime membership is available to both you and your family members. As long as you keep your account active and maintain the minimum $5.00 balance in your share savings account, even if you move, change jobs or retire, your membership will not be affected in any way. You will be a part of the Coastline family, where Members Make the Difference!

Coastline Federal Credit Union is a full–service, not–for–profit financial cooperative. We provide personal banking services but, unlike a bank, we're owned by our account holders — members like you! Our goal is to be better than a bank by delivering outstanding service, competitive savings yields, low loan rates, and many low and no–cost services. Our Board of Directors is made up of unpaid volunteers who spend countless hours ensuring the safety and stability of your money in the Credit Union.

Our Credit Union philosophy is "people helping people," which translates into exceptional service, competitive and affordable financial products, and assistance from staff and management who care about you. These benefits are what make Coastline Federal Credit Union stand out as one of Jacksonville’s best financial service values, and why thousands of area residents have joined us.

Coastline Federal Credit Union was formed in 1936 by a group of Atlantic Coast Line Railroad employees in Wilmington, North Carolina. The charter for the credit union was granted on March 6, 1936 and the Wilmington A. C. L. Employees Federal Credit Union was established. By year end, the credit union had 139 members and assets of $753.00.  

In 1960, the credit union moved to Jacksonville, Florida with the relocation of the railroad’s headquarters and changed it’s name to SCL General Office Employees Federal Credit Union. At that time, year-end assets were more than $838,000 and membership totaled 1,345.  

In 1986, we took on the name that we proudly use today, Coastline Federal Credit Union, uniting employees of the railroad industry as well as over 250 select employee groups throughout the state of Florida.

In 2003, the NCUA approved a charter conversion to a Federal Community Charter. This new charter designation allows any person who lives, works, worships or attends school in Duval County is eligible to become a member of Coastline Federal CU.

In 2006, the NCUA approved a charter expansion to include 4 counties that surround Duval County. As a result, any person who lives, works, worships or attends school in Baker, Clay, Duval, Nassau or St. Johns county is eligible to become a member of Coastline Federal CU.

Primary Identification
   • Florida’s Driver’s License with current address*
   • Social Security Card 
   • Passport 
   • Alien ID card for Permanent resident aliens 
   • FL ID Card (requires two types of supporting ID) 
   • Out of State Driver’s License (requires two types of supporting ID)

Supporting Identification may include:
   • Employee ID Card 
   • Major Credit Card 
   • Utility Bill (Cable, Phone** or Electric bill) with current address
   • High School or College ID Card 
   • Valid Military ID Card
   • Statement of Income (W-2 or Pay stub) with current address

* If address on driver's license isn’t current you must provide 2 types of supporting ID.

** Phone bill must be for residential service. A cell phone bills is not an acceptable form of supporting ID.