Share Accounts
|
|
Account
|
Dividend Rate
|
Annual Percentage Yield
|
|
|
|
Share Savings
|
.50%
|
.50%
|
|
IRA Savings
|
1.49%
|
1.50%
|
|
Custom Shares
|
.50%
|
.50%
|
|
Christmas Club
|
1.00%
|
1.00%
|
|
Money Market Rates
|
|
Balance
|
Dividend Rate
|
Annual Percentage Yield
|
|
|
|
$2,500-$9,999.99
|
1.74%
|
1.75%
|
|
$10,000-24,999.99
|
2.08%
|
2.10%
|
|
$25,000-$39,999.99
|
2.37%
|
2.40%
|
|
$40,000-74,999.99
|
2.67%
|
2.70%
|
|
$75,000+
|
2.97%
|
3.01%
|
|
Sand Dollar Club Share Certificates (CDs) $200 Minimum
|
|
Term
|
Dividends Rate
|
Annual Percentage Yield
|
|
|
|
12 Month
|
2.47%
|
2.50%
|
|
Wave Riders Club Share Certificates (CDs) $200 Minimum
|
|
Term
|
Dividends Rate
|
Annual Percentage Yield
|
|
|
|
12 Month
|
2.47%
|
2.50%
|
|
Regular Share Certificates (CDs) $1000 Minimum
|
|
Term
|
Dividend Rate
|
Annual Percentage Yield
|
|
|
|
3 month
|
1.98%
|
2.00%
|
|
6 month
|
2.23%
|
2.25%
|
|
12 month
|
2.47%
|
2.50%
|
|
24 month
|
2.72%
|
2.75%
|
|
36 month
|
2.96%
|
3.00%
|
|
48 month
|
3.20%
|
3.25%
|
|
60 month
|
3.45%
|
3.51%
|
|
|
|
|
|
|
|
|
|
Petite Share Certificates (CDs) $40,000 Minimum
|
|
Term
|
Dividend Rate
|
Annual Percentage Yield
|
|
|
|
12 month
|
2.62%
|
2.65%
|
|
24 month
|
2.86%
|
2.90%
|
|
36 month
|
3.11%
|
3.15%
|
|
48 month
|
3.35%
|
3.40%
|
|
60 month
|
3.59%
|
3.65%
|
|
Jumbo Share Certificates (CDs) $75,000 Minimum
|
|
Term
|
Dividend Rate
|
Annual Percentage Yield
|
|
|
|
12 month
|
2.72%
|
2.75%
|
|
24 month
|
2.96%
|
3.00%
|
|
36 month
|
3.20%
|
3.25%
|
|
48 month
|
3.45%
|
3.51%
|
|
60 month
|
3.69%
|
3.75%
|
|
IRA Share Certificates (CDs) $1000 Minimum
|
|
Account
|
Dividend Rate
|
Annual Percentage Yield
|
|
|
|
12 Month
|
2.72%
|
2.75%
|
|
24 Month
|
2.96%
|
3.00%
|
|
36 Month
|
3.20%
|
3.25%
|
|
48 Month
|
3.45%
|
3.51%
|
|
60 Month
|
3.69%
|
3.75%
|
|
Loan Rates as of March 24, 2008
|
|
Type of Loan
|
APR Fixed as low as
|
Term
|
|
|
|
Car, Truck, SUV, Motorcycle, Boat, Jet Ski, RV & Camper (New or Used)
|
4.49%
|
60 Months
|
|
Car, Truck, SUV, Boat or RV (New or Used)
|
5.00%
|
72 Months
|
|
Car, Truck, SUV, Boat or RV (New or Used)
|
6.75%
|
84 Months
|
|
Signature Line of Credit
|
8.25%
|
n/a
|
|
Signature
|
8.49%
|
n/a
|
|
Certificate Secured
|
Floor of 6%
|
n/a
|
|
Mortgage & Home Equity Loan Rates
|
|
Type
|
APR as low as
|
Annual Percentage Yield
|
|
|
|
For current rates see
|
Mortgage
|
web page.
|
|